Yadda za a canza EUR zuwa PLN: Mai hikima ta Sanarwa

EUR don PLN: mai hankali vs revolut

Akwai hanyoyi daban-daban don canja wurin Euro (EUR) zuwa Poland Zloty (PLN). Wasu daga cikin shahararrun dandamali na kan layi waɗanda zasu ba ka damar yin hakan su ne mahimman dandamali da tawaye. Waɗannan su ne sabis ɗin Biritaniya guda biyu waɗanda ke ba da nau'ikan ayyukan kuɗi daban-daban. Dukansu an san shugabanni a bangarensu. Sosai mai hikima a kan revolut. Bari mu kwatanta bambance-bambance, masu girma dabam, da sauran ƙarfi da kasawa.

Kadan game da kamfanoni masu hikima da tawaye

A kallon farko, duka biyun da tawaye da alama suna ba da irin waɗannan ayyukan. Koyaya, an tsara su don dalilai daban-daban.

WISE

The M service is focused on providing cheap international money transfers. The platform positions itself as a fast, simple and modern way of translations for advanced people. Although the company has expanded its range of services over time, most people still use it exclusively for interbank payments in different currencies.

Har ila yau, shafin yana ba ku damar canza kudin kuɗi, karɓar biyan kuɗi kuma kuyi sayayya a cikin shagunan kan layi. Dukkanin mutane da kuma bangarorin doka na iya ƙirƙirar lissafi.

Algorithm don aiki tare da sabis yana da sauƙi. Don yin canja wuri, misali mai hikima PLN zuwa Canja wurin EUR, zaku buƙaci canja wurin kuɗi daga katinku zuwa asusun mai hikima. Sannan sabis ɗin musayar kudin a matsakaicin kasuwar kasuwa kuma yana haɗa shi da canja wurin shiga cikin kishiyar. Bayan haka, kudaden ke zuwa asusun mai karɓa.

An ƙaddamar da kamfanin a cikin 2011 kuma a baya ana kiranta canzawa. Hedikwatar suna cikin Burtaniya. Dandamali yana da suna don kasancewa ɗaya daga cikin masu ba da izini na karewa da mafi arha.

TransferWise (M) initially focused on people working overseas. The company's goal was to make sure that people could save on commissions and receive salaries in a currency other than the currency of the country in which they live.

Revolut

Rayarwa is a whole internet bank. A well-thought-out system with a wide range of financial services: from currency conversion and money transfers to investments, insurance and financial planning. The service offers a range of services for both individuals and businesses. According to the owners, they aim to create the world's first truly global financial super-enterprise.

Rayarwa was originally designed for travelers and international businesses. The main strength of the service is its multi-currency card, which allows you to quickly and super cheaply exchange currency either in the application or when withdrawing currency from an ATM.

An kafa kamfanin a cikin 2015. Babban ofis yana cikin Landan.

Let's compare M and Rayarwa according to several criteria.

1. Fasali da sabis na juyawa da fassarar fassarar

Getting these services from M is somewhat easier. Let's figure it out:

WISE

There are about 60 currencies available in the M service. Conversion and translation services require registration.

You can make a transfer in the application or directly on the website. The second option is easier. The site will offer you fields for entering the amount and choosing currencies. The service will immediately calculate the size of the commission, as well as indicate to what date the money will come and how much you will save in comparison with banks. The transfer can be made from your regular card, from a bank account or from a M account.

Rayarwa

Rayarwa allows you to convert and send over 30 currencies. Registration is required for currency exchange and money transfer.

Akwai hanyoyi da yawa don canja wurin EUR, da kuma aika kuɗi zuwa wani asusu:

• a shafin;
• A cikin aikace-aikacen (ɗayan mafi dacewa);
• at an ATM using a Rayarwa card.

As mentioned above, the Rayarwa card is one of the company's strongest points. It is multicurrency, and therefore allows you to immediately transfer money from one currency to another with a lower commission.

2. Farawa da buɗe asusun sirri

Ba kowa bane zai iya aiki tare da shafuka:

Kasancewar Kasa

M services are available in over 60 countries. Including in Poland and Russia - citizens of these countries can freely open a M account. But not everyone can order a M card. It is available only to citizens of the EEA countries (including Poland), Great Britain, Switzerland, Australia, New Zealand, Singapore, Japan and the United States.

'Yan ƙasa kawai na yawancin kasashen Turai, Australia, Kanada, Singapore, Switzerland, Japan da Amurka na iya buɗe asusu tare da tawaye. Kawai mazauna ƙasashe da aka jera suna iya karɓar katin revolut. Babu sabis ɗin Rasha.

Bude asusun kyauta ne.

Farkon aiki

Don ƙirƙirar lissafi a cikin hikima, kawai kuna buƙatar shigar da wasiku. Shafin kuma yana ba da damar saukar da aikace-aikacen ko rajista ta hanyar Facebook, asusun Google da ID na Apple. Ana samun musayar abubuwa a Rasha, Turanci, Yaren Yaren Yaren mutanen Yaren da kuma wasu yarukan. Za'a iya zaɓar ƙasa da harshe daga menu na ƙasa.

Tsarin recolut yana ba da zaɓuɓɓuka biyu: ko dai bincika lambar QR kuma sami hanyar haɗi zuwa aikace-aikacen wayar hannu, ko yin rijista a cikin gidan yanar gizon ta hanyar samar da lambar wayarku. Babu wani dubawa a Rasha - Ingilishi kawai, goge da Yaren mutanen Poland, da wasu harsuna. Har ila yau, ana iya siye ƙasa da harshe daga menu na ƙasa.

Mafi arha EUR Zuwa PLN Musayar Tare da Babu idididdigar Kuɗi

Shin kun san cewa a sauƙaƙe zaku iya buɗe asusun ajiyar kuɗi da yawa wanda zaku iya ɗaukar kuɗi da yawa, kamar su EUR da PLN da sauransu, kuma su canza EUR ɗin ku zuwa PLN ko PLN ɗin ku zuwa EUR a kowane lokaci tare da can dannawa da wasu daga cikin mafi ƙasƙanci na duniya. kudade?

Rijista kyauta

Bude asusun kyauta ne. However, when registering, you will be prompted to choose one of several types of accounts:

• Daidaitacce (daidaitaccen). Kyauta. Yana da adadin iyakoki da yawa, amma yana ba ku damar canja wurin kuɗi a ƙasashen waje.
• Da (ƙari). Kudin shine £ 2.99 kowace wata.
• Premium. Kudin £ 6.99 kowace wata.
• Ƙarfe (karfe). Akwai shi akan £ 12.99 a wata.

Ya zuwa yanzu, zaku iya samun canja wurin kuɗi tare da daidaitaccen asusun kyauta. Koyaya, kamfanin na iya canza sharuɗɗan kowane lokaci.

3. Canza kudi da kudade

Kuma a nan mai hikima ya ɗan ɗan sauƙaƙa kuma mafi riba:

M

One of the main advantages of M is low commissions, average for the market. No additional service markup. Currency exchange rates are charged here from 0.24% to 3.69%. The percentage depends on the type of transfer. There are three of them:

• M fassarar. Canja wurin ta hanyar biyan kuɗi daga asusunka tare da wani banki. Idan kun canza Yuro 1000 zuwa Zlotys, hukumar zata zama Yuro 6.28.
• Translation at a reduced price. Available when transferring from a M account. For the transferred 1000 euros, converted into zlotys, the service will take only 5.09 euros for itself.
• Da sauri. Yana ba ku damar yin saurin canja wuri daga zare kudi na yau da kullun ko katin kuɗi. Lokacin canja wurin Euro 1000 a PLN, za a caje ku da kuɗin Tarayyar Turai 9.15.

Duk biyan kuɗi ƙanƙane ne kuma gaba ɗaya bayyananne. Koyaya, adadin da dole ne ku biya ya dogara da ƙasar da kuke ciki da kuma agogo. An yi sa'a, shafin yana da ƙididdigar ƙididdigar mai dacewa wanda zai ba ku damar gano nawa dole ne ku biya fassarar.

Rayarwa

From Monday to Friday, Rayarwa, like M, charges a mid-market commission at no extra charge.

Koyaya, a karshen mako, sabis ɗin yana amfani da gefe na 0.5-1.5% zuwa duk agogo. Ciki har da Yuro da Poland Zloty.

Bugu da kari, don canja wurin kudin wucewa tsakanin Eurozone, shafin yana cajin kashi 0.5% a kan kowane adadin da ya wuce £ 5,000 a kowane wata. Koyaya, duk yana canja wurin da ke ƙasa wannan adadin zai kasance kyauta. Don canja wurin waje da Eurozone (Kungiya), kuɗin canja wuri na ƙasa na iya amfani. Ba a cajin da sabis ɗin da kansa ba, amma ta hanyar tsayawa takara.

Don haka ana bada shawarar bincika farashin musayar kuɗi a cikin app kafin yin kowane canja wurin.

4. Hanyoyi don aika kuɗi

Anan yanayin daidai yake da daidai:

M

With Wise, you can send money either from your bank account or from a multi-currency account in the M service itself.

A cikin farkon shari'ar, amfani da katin kuɗi / zare kudi, canja wurin banki ko saurin sauri.

Karɓar kuɗi na iya ɗauka daga 'yan mintoci kaɗan zuwa kwanaki da yawa.

Rayarwa

Rayarwa allows you to send money to another Rayarwa user as well as to any bank account.

A cikin farkon shari'ar, zaku iya canja wurin kuɗi kai tsaye daga aikace-aikacen. Ya isa ya nuna lambar wayar mai karɓa. Za a iya canja wurin nan take.

A karo na biyu, ya zama dole a nuna cikakkun bayanai (filayen da suka dace a aikace-aikacen sabis). Saurin karbar kudi ya dogara da takamaiman banki. Yawancin lokaci sun isa lokacin rana. Lokaci-lokaci, tsawon lokaci na iya zama da yawa kwanaki.

Fassarorin suna da sauri a tawaye fiye da mai hikima. Koyaya, masu hikima yana tallafawa ƙarin agogo idan aka zo ga canja wurin ƙasa. Polish zloty yana goyan bayan tsarin biyu.

A taƙaita: Ribobi da Cons

Yankuna ya yi nasara a kan maki da yawa. Yana da sauri don yi rijista a nan, yana da sauƙin yin fassarar kuma babu irin waɗannan yanayi masu rikice-rikice kamar tare da Rayarwa. Bari mu tsara shi da ƙarin bincike:

Ribobi da Cons na masu hikima

• Akwai a Rasha (kuma a cikin wasu ƙasashe 50+ na duniya);
• kwamitocin tsakiyar kasuwar ba tare da ƙarin aikin tallafin ba;
• samar da tsari don fassarar a cikin gidan yanar gizo;
• Super amintaccen yanayi.

• Limitedarancin ayyuka (asusun biyan kuɗi kawai da canja wurin).

Ribobi da fursunoni na tawaye

• fi da kuma mafi bambancin aiki;
• kwamitocin tsakiyar kasuwar ba tare da ƙarin aikin tallafin ba;
• Maimaitawa zuwa katin banki.

• Babu samuwa a Rasha da kuma wasu ƙasashe da yawa a wajen Turai;
• iyakataccen aiki tare da shirin jadawali na kyauta;
• Ɗari a karshen mako;
• Tallafin Hukumar Canja wurin ya wuce Miliyan 5,000 a wata;

Abin da za a zabi don EUR don PLN: Canja wurin ko tawaye?

Idan kuna shirin yin fassarar lokaci ɗaya, ya fi kyau a duba kusa da hikima. Yawancin lokaci, ta amfani da wannan dandamali mai rahusa ne idan kun canja wurin kuɗi zuwa wani asusu ko zuwa wani. Musamman idan mai karɓa yana waje da Turai.

Idan kai mai kasuwanci ne, tafiya da yawa kuma a nan gaba kuna buƙatar wasu ayyukan banki da aka danganta, muna ba da shawarar cewa kun kula da tawaye. Musamman kan katin da aka tattara da yawa.

Tambayoyi Akai-Akai

Waɗanne abubuwa ne mahimman abubuwan don kwatanta lokacin zabar juna tsakanin masu hikima da tawaye ga EUR don PLN Tattaunawa?

Lokacin da aka gwada masu hikima da tawaye ga EUR don yin tambayoyi, da kudaden da ake aikawa, da ƙarin sabis da asusun ajiya na kuɗi.