Yuav ua li cas hloov EUR rau PLN: paub qab hau vslout

EUR rau PLN: paub qab hau vslout

Muaj ntau txoj kev hloov ntau yam los hloov euro (EUR) rau Polish ZloTY (PLN). Qee qhov nrov tshaj plaws hauv online platform uas tso cai rau koj ua qhov no yog tus paub qab hau thiab nthuav tawm platform. Cov no yog ob txoj kev pabcuam British uas muab ntau hom kev pabcuam nyiaj ntau. Ob qho tib si raug lees paub cov thawj coj hauv lawv txoj haujlwm. Yog li ntawd ua kom paub qab hau tseeb tiv thaiv. Cia muab lawv cov kev sib txawv, cov kev sib txawv, cov kev sib tw sib luag, nrog rau lwm yam kev ua tau zoo thiab tsis muaj zog.

Me ntsis txog ntse thiab revolut tuam txhab

Thaum xub thawj siab ib muag, ob qho tib si ntse thiab hloov pauv kom muaj cov kev pabcuam zoo sib xws. Txawm li cas los xij, lawv tau tsim los rau cov laj thawj sib txawv.

WISE

The Muaj tswvyim service is focused on providing cheap international money transfers. The platform positions itself as a fast, simple and modern way of translations for advanced people. Although the company has expanded its range of services over time, most people still use it exclusively for interbank payments in different currencies.

Lub xaib tseem tso cai rau koj hloov txiaj, tau txais kev them nyiaj thiab ua rau kev yuav khoom hauv cov khw online. Ob tus tib neeg thiab cov chaw raug cai tuaj yeem tsim ib tus account.

Lub algorithm rau kev ua haujlwm nrog cov kev pabcuam yog qhov yooj yim heev. Txhawm rau ua qhov hloov pauv, piv txwv li ib tus paub zoo pln rau Eur Hloov, koj yuav tau hloov nyiaj los ntawm koj daim npav mus rau tus as khauj zoo. Tom qab ntawd cov kev pabcuam kev sib pauv tus txiaj ntawm tus nqi lag luam nruab nrab thiab txuas nws nrog kev hloov pauv mus rau qhov rov qab. Tom qab ntawd, cov nyiaj mus rau tus neeg tau txais nyiaj.

Lub tuam txhab tau tsim tawm hauv xyoo 2011 thiab yav dhau los hu ua kev hloov pauv. Lub tsev hauv paus nyob hauv UK. Lub platform muaj lub koob npe nrov rau kev ua ib qho ntawm cov chaw muab kev pab cuam sab nraud ntawm ciam teb transcer.

TransferWise (Muaj tswvyim) initially focused on people working overseas. The company's goal was to make sure that people could save on commissions and receive salaries in a currency other than the currency of the country in which they live.

Revolut

Rab phom is a whole internet bank. A well-thought-out system with a wide range of financial services: from currency conversion and money transfers to investments, insurance and financial planning. The service offers a range of services for both individuals and businesses. According to the owners, they aim to create the world's first truly global financial super-enterprise.

Rab phom was originally designed for travelers and international businesses. The main strength of the service is its multi-currency card, which allows you to quickly and super cheaply exchange currency either in the application or when withdrawing currency from an ATM.

Lub tuam txhab tau tsim tsa xyoo 2015. Lub chaw haujlwm tseem ceeb nyob hauv London.

Let's compare Muaj tswvyim and Rab phom according to several criteria.

1. Cov kev pabcuam hloov dua siab tshiab thiab txhais lus

Getting these services from Muaj tswvyim is somewhat easier. Let's figure it out:

WISE

There are about 60 currencies available in the Muaj tswvyim service. Conversion and translation services require registration.

You can make a transfer in the application or directly on the website. The second option is easier. The site will offer you fields for entering the amount and choosing currencies. The service will immediately calculate the size of the commission, as well as indicate to what date the money will come and how much you will save in comparison with banks. The transfer can be made from your regular card, from a bank account or from a Muaj tswvyim account.

Rab phom

Rab phom allows you to convert and send over 30 currencies. Registration is required for currency exchange and money transfer.

Muaj ob peb txoj hauv kev los hloov EUR los ua pln, thiab xa nyiaj mus rau lwm tus account:

• ntawm lub xaib;
• hauv daim ntawv thov (ib qho ntawm cov kev yooj yim tshaj plaws);
• at an ATM using a Rab phom card.

As mentioned above, the Rab phom card is one of the company's strongest points. It is multicurrency, and therefore allows you to immediately transfer money from one currency to another with a lower commission.

2. Tau Txais thiab Qhib Tus Kheej Tus Kheej

Tsis yog txhua tus tuaj yeem pib ua haujlwm nrog cov chaw:

Lub Tebchaws Muaj

Muaj tswvyim services are available in over 60 countries. Including in Poland and Russia - citizens of these countries can freely open a Muaj tswvyim account. But not everyone can order a Muaj tswvyim card. It is available only to citizens of the EEA countries (including Poland), Great Britain, Switzerland, Australia, New Zealand, Singapore, Japan and the United States.

Tsuas yog cov pej xeem ntawm cov teb chaws European uas feem ntau, Australia, Singapore, Switzerland, Nyiv thiab Asmeskas tuaj yeem qhib ib tus account nrog revolute. Tsuas yog cov neeg nyob ntawm cov teb chaws teev tau txais yuav daim npav hloov tshiab. Cov kev pabcuam tsis muaj rau Russia.

Qhib ib tus account yog pub dawb.

Pib Ua Haujlwm

Txhawm rau tsim ib tus account hauv cov neeg txawj ntse, koj tsuas yog xav tau sau koj cov ntawv. Lub vev xaib tseem muaj rub tawm daim ntawv thov lossis sau npe ntawm Facebook, Google Account thiab Apple ID. Interfaces muaj nyob hauv Lavxias, Askiv, polish thiab lwm yam lus. Lub teb chaws thiab cov lus tuaj yeem raug xaiv los ntawm cov ntawv qhia hauv qab.

Lub platform ntxeev platform muaj ob txoj kev xaiv: yog luam tawm QR code thiab tau txais ib qho txuas rau daim ntawv thov rau lub xov tooj ntawm tes, lossis sau npe hauv lub vev xaib los ntawm koj tus lej xov tooj. Tsis muaj interface hauv Lavxias - tsuas yog lus Askiv, Polish thiab qee lwm hom lus. Lub teb chaws thiab lus kuj tseem tuaj yeem raug xaiv los ntawm cov ntawv qhia hauv qab.

Pheej Yig Dhau EUR Rau PLN Pauv Hloov Uas Tsis Muaj Tus Nqi Nkag

Koj puas paub tias koj tuaj yeem yooj yim qhib ib tus lej multicurrency uas koj tuaj yeem tuav ntau hom nyiaj, xws li EUR thiab PLN ntawm lwm tus, thiab hloov koj cov EUR rau PLN lossis koj PLN rau EUR txhua lub sijhawm nrog qee cov lej thiab qee lub ntiaj teb qis tus nqi?

Pub dawb sau npe

Qhib ib tus account yog pub dawb. However, when registering, you will be prompted to choose one of several types of accounts:

• Txheem (qauv). Pub dawb. Nws muaj ntau tus lej ntawm kev txwv, tab sis nws tso cai rau koj hloov nyiaj mus txawv teb chaws.
• Ntxiv rau (ntxiv). Tus nqi yog £ 2.99 ib hlis.
• Hwm. Nqi £ 6.99 ib hlis.
• Nws yog xim hlau (hlau). Muaj rau £ 12.99 ib hlis.

Txog tam sim no, koj tuaj yeem ua nyiaj hloov nyiaj nrog tus qauv dawb account. Txawm li cas los xij, lub tuam txhab tuaj yeem hloov cov lus thaum txhua lub sijhawm.

3. Txauv tus nqi thiab cov nqi

Thiab ntawm no ntse zoo li yooj yim me ntsis thiab muaj txiaj ntsig ntau dua:

Muaj tswvyim

One of the main advantages of Muaj tswvyim is low commissions, average for the market. No additional service markup. Currency exchange rates are charged here from 0.24% to 3.69%. The percentage depends on the type of transfer. There are three of them:

• Yooj yim txhais lus. Hloov pauv los ntawm kev them nyiaj online los ntawm koj tus account nrog lwm lub txhab nyiaj. Yog tias koj hloov 1000 Euro rau Zlolots, cov haujlwm yuav yog 6.28 Euros.
• Translation at a reduced price. Available when transferring from a Muaj tswvyim account. For the transferred 1000 euros, converted into zlotys, the service will take only 5.09 euros for itself.
• Ceev. Tso cai rau koj ua ib qho kev hloov pauv nrawm los ntawm daim npav debit lossis credit card. Thaum hloov chaw 1000 Euro hauv PLN, koj yuav raug them ib qho haujlwm ntawm 9.15 Euros.

Txhua qhov kev them nyiaj yog me me thiab pob tshab. Txawm li cas los xij, qhov nyiaj koj yuav tsum them yog nyob ntawm lub teb chaws koj nyob hauv thiab cov nyiaj. Qhov zoo, lub vev xaib muaj lub laij lej yooj yim uas yuav tso cai rau koj kom paub seb koj yuav tsum them nyiaj npaum li cas rau koj cov lus txhais.

Rab phom

From Monday to Friday, Rab phom, like Muaj tswvyim, charges a mid-market commission at no extra charge.

Txawm li cas los xij, nyob rau hnub so, kev pabcuam siv tau ib qho ntawm 0.5-1.5% rau tag nrho cov txiaj ntsig. Suav nrog euro thiab Polish zloy.

Tsis tas li ntawd, rau cov neeg hla kev hloov pauv tsis pub dhau lub xaib, tus xaib chaw 0.5% ntawm ib qho nyiaj uas tshaj li £ 5,000 ib hlis. Txawm li cas los xij, txhua qhov kev hloov chaw hauv qab no yuav pub dawb. Rau kev hloov chaw sab nraud ntawm eurozone (sawb), cov nqi hloov pauv nyiaj thoob ntiaj teb yuav thov tau. Nws tsis tau them los ntawm kev pabcuam nws tus kheej, tab sis los ntawm cov neeg nruab nrab.

Yog li nws raug pom zoo kom tshawb xyuas cov nyiaj hloov pauv hauv lub app ua ntej ua cov kev hloov chaw.

4. Txoj kev xa nyiaj

Ntawm no cov kev mob yog kwv yees sib npaug:

Muaj tswvyim

With Wise, you can send money either from your bank account or from a multi-currency account in the Muaj tswvyim service itself.

Hauv thawj kis, kev siv daim npav rho nyiaj / daim debit, hloov txhab nyiaj lossis nrawm yog muaj.

Tau txais cov nyiaj tuaj yeem siv sijhawm los ntawm ob peb feeb txog rau ob peb hnub.

Rab phom

Rab phom allows you to send money to another Rab phom user as well as to any bank account.

Hauv thawj kis, koj tuaj yeem hloov tau nyiaj ncaj qha ncaj qha los ntawm daim ntawv thov. Nws yog qhov txaus los qhia txog tus neeg tau txais xov tooj. Kev hloov pauv yuav ua tau tam sim ntawd.

Hauv qhov xwm txheej thib ob, nws yog qhov tsim nyog los qhia tus neeg tau txais cov ntsiab lus (cov lus sib raug yuav muaj nyob hauv daim ntawv thov kev pabcuam). Qhov ceev ntawm tau txais nyiaj yog nyob ntawm lub tuam txhab tshwj xeeb. Lawv feem ntau tuaj txog thaum nruab hnub. Qee zaum, lub sijhawm tuaj yeem muaj ob peb hnub.

Cov txhais lus yog nrawm dua rau hauv plab dua li hauv cov neeg txawj ntse. Txawm li cas los xij, paub qab hau txhawb ntau cov txiaj ntsig ntau cov txiaj ntsig thaum nws los txog rau kev hloov chaw thoob ntiaj teb. Polish zloty txhawb nqa ob qho tib si systems.

Txhawm rau kom lub ntsab lug: Pros thiab Cons

Paub qab hau yeej ntawm ntau lub ntsiab lus. Nws yog nrawm dua rau ntawm no, nws yooj yim dua los ua kev txhais lus thiab tsis muaj qhov kev mob zoo li no. Cia hom nws tau ua tiav ntau dua:

Pros thiab Cons ntawm Wise

• Muaj nyob hauv Russia (thiab hauv 50+ lwm lub tebchaws ntawm lub ntiaj teb);
• Mid-kev ua lag luam nqe tsis muaj kev pabcuam ntxiv rau cov kev pabcuam;
• Daim foos yooj yim rau cov lus txhais ntawm lub vev xaib;
• Super pob tshab yam.

• txwv kev ua haujlwm (tsuas yog cov nyiaj hla thiab kev hloov tsheb).

Pros thiab Conse ntawm Rollow

• dav dav thiab ntau ntau yam ua haujlwm sib txawv;
• Mid-kev ua lag luam nqe tsis muaj kev pabcuam ntxiv rau cov kev pabcuam;
• kev hloov pauv ntawm lub txhab nyiaj.

• tsis muaj nyob hauv Russia thiab nyob rau hauv ntau lwm lub teb chaws sab nraud ntawm Tebchaws Europe;
• txwv tsis pub ua haujlwm nrog cov phiaj xwm dawb do;
• Muaj kev pab ntxiv rau hnub so;
• Cov Nyiaj Pab Ntxiv rau kev hloov pauv ntau dua li £ 5,000 ib hlis;

Yuav ua li cas xaiv EUR rau PLN: Hloov mus rau lossis hloov tshiab?

Yog tias koj npaj ua ib qho kev txhais lus ib zaug, nws yog qhov zoo dua los saib kom ze rau qhov muaj tswv yim. Feem ntau, siv lub platform no pheej yig dua yog tias koj xa nyiaj rau lwm tus account lossis lwm tus neeg. Tshwj xeeb tshaj yog tias tus neeg tau txais yog sab nraud Europe.

Yog tias koj yog tus tswv lag luam, taug kev ntau thiab yav tom ntej koj xav tau lwm cov txiaj ntsig txiaj ntsig nyiaj txiag, peb pom zoo kom koj ua siab rau sab qaum. Tshwj xeeb ntawm lawv daim npav multicurrency.

Cov Lus Nquag Nug

Dab tsi yog cov ntsiab lus tseem ceeb los sib piv thaum xaiv nruab nrab ntawm wise thiab reveed rau EUR rau EUR rau EUR rau EUR rau EUR rau EUR.

Thaum muab piv kom paub qab hau thiab hloov pauv rau EUR rau kev hloov pauv tsis zoo, kev hloov pauv, thiab cov kev pabcuam ntxiv xws li ntau cov txiaj ntsig thiab kev siv khoom siv ntau.