Cara Ngonversi EUR TO PLN: Wise vs Revolut

EUR TO PLN: Wise vs Revolut

Ana macem-macem cara kanggo mindhah Euro (EUR) nganti Polandia Zloty (PLN). Sawetara platform online sing paling populer sing ngidini sampeyan nindakake iki yaiku platform sing wicaksana lan revolut. Iki minangka rong layanan Inggris sing nyedhiyakake macem-macem layanan finansial. Kalorone dikenali pimpinan ing sektor kasebut. Dadi wicaksana versus revolut. Ayo mbandhingake bedane, ukuran komisi, uga kekuwatan lan kelemahane liyane.

Sithik babagan perusahaan sing wicaksana lan revolusi

Sepisanan, loro wicaksana lan rimbak kayane nawakake layanan sing padha. Nanging, padha dirancang kanggo macem-macem tujuan.

WISE

The Wicaksana service is focused on providing cheap international money transfers. The platform positions itself as a fast, simple and modern way of translations for advanced people. Although the company has expanded its range of services over time, most people still use it exclusively for interbank payments in different currencies.

Situs kasebut uga ngidini sampeyan ngowahi mata uang, nampa pembayaran lan nggawe tumbas ing toko online. Loro individu lan entitas hukum bisa nggawe akun.

Algoritma kanggo nggarap layanan kasebut cukup prasaja. Kanggo nggawe transfer, umpamane minangka wicaksana kanggo mindhah, sampeyan kudu mindhah dhuwit saka kertu menyang akun sing wicaksana. Banjur layanan Bursa mata uang kanthi rata-rata pasar rata-rata lan nyambung karo transfer sing bakal ana ing arah sing beda. Sawise iku, dhuwit kasebut menyang akun panampa.

Perusahaan kasebut diluncurake ing taun 2011 lan sadurunge diarani transfer transfer. Markas muncul ing Inggris. Platform kasebut nduweni reputasi minangka salah sawijining panyedhiya transfer transfer lintas silang paling cepet lan paling murah.

TransferWise (Wicaksana) initially focused on people working overseas. The company's goal was to make sure that people could save on commissions and receive salaries in a currency other than the currency of the country in which they live.

Revolut

Revolut minangka bank internet kabeh. Sistem sing dipikirake kanthi macem-macem layanan finansial: saka konversi mata uang lan transfer dhuwit kanggo investasi, rencana asuransi lan finansial. Layanan nawakake macem-macem layanan kanggo individu lan bisnis. Miturut pamilik, dheweke ngarahake nggawe perusahaan super perusahaan super saiki dadi global.

Revolusi wiwitane dirancang kanggo lelungan lan bisnis internasional. Kekuwatan utama layanan kasebut yaiku kertu multi-mata uang, sing ngidini sampeyan kanthi cepet lan mata uang ijol-ijolan kanthi murah ing aplikasi kasebut utawa nalika mbatalake mata uang saka ATM.

Perusahaan iki diadegaké ing taun 2015. Kantor utama dumunung ing London.

Let's compare Wicaksana and Revolut according to several criteria.

1. Fitur konversi lan layanan terjemahan

Getting these services from Wicaksana is somewhat easier. Let's figure it out:

WISE

There are about 60 currencies available in the Wicaksana service. Conversion and translation services require registration.

You can make a transfer in the application or directly on the website. The second option is easier. The site will offer you fields for entering the amount and choosing currencies. The service will immediately calculate the size of the commission, as well as indicate to what date the money will come and how much you will save in comparison with banks. The transfer can be made from your regular card, from a bank account or from a Wicaksana account.

Revolut

Punggung ngidini sampeyan ngowahi lan ngirim luwih saka 30 mata uang. Registrasi dibutuhake kanggo transfer mata uang lan transfer dhuwit.

Ana sawetara cara kanggo mindhah EUR kanggo PLN, uga ngirim dhuwit menyang akun liyane:

• ing situs;
• ing aplikasi (salah sawijining cara sing paling trep);
• ing ATM nggunakake kertu revolusi.

Kaya sing kasebut ing ndhuwur, kertu renang minangka salah sawijining titik paling kuat perusahaan. Dadi multicurrency, lan mulane ngidini sampeyan langsung mindhah dhuwit saka siji mata uang menyang komisi sing luwih murah.

2. Miwiti lan mbukak akun pribadi

Ora kabeh wong bisa miwiti kerja karo situs:

Kasedhiyan negara

Wicaksana services are available in over 60 countries. Including in Poland and Russia - citizens of these countries can freely open a Wicaksana account. But not everyone can order a Wicaksana card. It is available only to citizens of the EEA countries (including Poland), Great Britain, Switzerland, Australia, New Zealand, Singapore, Japan and the United States.

Mung warga negara Eropa, Australia, Singapura, Singapura, Swiss, Jepang lan AS bisa mbukak akun kanthi revolusi. Mung warga ing negara sing kadhaptar bisa nampa kertu revolusi. Layanan kasebut ora kasedhiya kanggo Rusia.

Mbukak akun gratis.

Wiwitan pakaryan

Kanggo nggawe akun kanthi wicaksana, sampeyan mung kudu ngetik surat sampeyan. Situs kasebut uga nawakake kanggo download aplikasi utawa ndhaptar liwat Facebook, Akun Google lan ID Apple. Interfaces kasedhiya ing basa Rusia, Inggris, Polandia lan Basa Liyane. Negara lan basa bisa dipilih saka menu ngisor.

Platform revolusi nawakake rong pilihan: salah siji pindai kode QR lan njaluk link menyang aplikasi kanggo piranti seluler, utawa ndhaptar situs web kanthi menehi nomer telpon. Ora ana antarmuka ing basa Rusia - mung Inggris, Polandia lan sawetara basa liyane. Negara lan basa uga bisa dipilih saka menu ngisor.

EUR Paling Murah Kanggo Tukar PLN Tanpa Biaya Sing Didhelikake

Apa sampeyan ngerti manawa sampeyan bisa kanthi gampang mbukak akun multicurrency sing bisa nyekel akeh mata uang, kayata EUR lan PLN, lan ngowahi EUR dadi PLN utawa PLN menyang EUR kapan wae kanthi sawetara klik lan sawetara paling murah ing donya ragad?

Registrasi gratis

Mbukak akun gratis. However, when registering, you will be prompted to choose one of several types of accounts:

• Standar (standar). Gratis. Nduwe pirang-pirang watesan fungsional, nanging ngidini sampeyan mindhah dhuwit ing luar negeri.
• Ditambah (ditambah). Biaya yaiku £ 2,99 saben wulan.
• Premium. Biaya £ 6,99 saben wulan.
• Metalik (logam). Kasedhiya regane £ 12,99 saben wulan.

Nganti saiki, sampeyan bisa nggawe transfer dhuwit kanthi akun gratis standar. Nanging, perusahaan bisa ngganti istilah sawayah-wayah.

3. kurs lan biaya

Lan wicaksana katon luwih gampang lan luwih akeh bathi:

Wicaksana

One of the main advantages of Wicaksana is low commissions, average for the market. No additional service markup. Currency exchange rates are charged here from 0.24% to 3.69%. The percentage depends on the type of transfer. There are three of them:

• Terjemahan sing gampang. Transfer kanthi pambayaran online saka akun karo bank liyane. Yen sampeyan ngowahi 1000 euro menyang zlotys, komisi kasebut bakal dadi 6,28 euro.
• Translation at a reduced price. Available when transferring from a Wicaksana account. For the transferred 1000 euros, converted into zlotys, the service will take only 5.09 euros for itself.
• Cepet. Ngijini sampeyan nggawe transfer sing cepet saka kertu debit utawa kertu kredit biasa. Nalika pindhah 1000 euro ing PLN, sampeyan bakal dikenani komisi 9,15 Euros.

Kabeh pembayaran cilik lan rampung transparan. Nanging, jumlah sing kudu dibayar gumantung ing negara sing sampeyan lebokake lan mata uang. Untunge, situs kasebut duwe kalkulator sing trep sing ngidini sampeyan ngerteni sepira sampeyan kudu mbayar terjemahan sampeyan.

Revolut

From Monday to Friday, Revolut, like Wicaksana, charges a mid-market commission at no extra charge.

Nanging, ing akhir minggu, layanan kasebut ditrapake ing 0.5-1.5% kanggo kabeh mata uang. Kalebu zloty euro lan Polandia.

Kajaba iku, kanggo transfer salib ing Eurozone, situs kasebut ngisi 0,5% babagan jumlah sing ngluwihi £ 5,000 saben wulan. Nanging, kabeh transfer ing ngisor iki jumlah bakal gratis. Kanggo transfer ing njaba Eurozone (sepah), biaya transfer bank internasional bisa uga ditrapake. Sampeyan ora dikenani biaya dening layanan kasebut dhewe, nanging kanthi perantara.

Dadi dianjurake kanggo mriksa kursaken mata uang ing app sadurunge nggawe transfer apa wae.

4. Cara kanggo ngirim dhuwit

Ing ngisor iki kahanan kira-kira padha:

Wicaksana

With Wise, you can send money either from your bank account or from a multi-currency account in the Wicaksana service itself.

Ing kasus sing sepisanan, panggunaan kertu kredit / debit, transfer bank utawa cepet kasedhiya.

Nampa dhuwit bisa njupuk saka sawetara menit nganti pirang-pirang dina.

Revolut

Renang ngidini sampeyan ngirim dhuwit menyang pangguna revolusi liyane uga kanggo akun bank.

Ing kasus sing sepisanan, sampeyan bisa mindhah dhuwit langsung saka aplikasi kasebut. Sampeyan cukup kanggo nuduhake nomer telpon panampa. Transfer kasebut bakal ditindakake kanthi cepet.

Ing kasus liya, perlu kanggo nuduhake rincian panampa (kolom sing cocog bakal ditawakake ing aplikasi layanan). Kacepetan nampa dhuwit gumantung saka bank tartamtu. Biasane teka sajrone awan. Kadhangkala, durasi bisa pirang-pirang dina.

Terjemahan luwih cepet sajrone renang tinimbang kanthi wicaksana. Nanging, wicaksana ndhukung luwih akeh mata uang nalika nerangake transfer internasional. Zloty Polandia ndhukung loro-lorone sistem kasebut.

Kanggo ngringkes: Pros lan kontra

Wicaksana menang ing pirang-pirang poin. Luwih cepet kanggo ndhaptar ing kene, luwih gampang nggawe terjemahan lan ora ana kahanan sing rumit kaya karo revolusi. Ayo Format luwih gampang:

Pros lan angka wicaksana

• Kasedhiya ing Rusia (lan ing 50+ negara liya);
• Komisi pasar pertengahan tanpa markup layanan tambahan;
• Formulir sing cocog kanggo terjemahan ing situs web;
• kahanan sing transparan.

• Fungsi winates (mung akun salib lan transfer).

Pro lan kontra saka revolut

• luwih akeh lan fungsi sing beda;
• Komisi pasar pertengahan tanpa markup layanan tambahan;
• replenishment cepet saka kertu bank.

• Ora kasedhiya ing Rusia lan ing negara liya ing njaba Eropa;
• Fungsi winates kanthi rencana tarif gratis;
• Komisi tambahan ing akhir minggu;
• Komisi tambahan kanggo jumlah sing luwih akeh £ 5,000 saben wulan;

Apa sing kudu dipilih kanggo EUR kanggo PLN: kanthi mindhah utawa revolusi?

Yen sampeyan lagi ngrancang kanggo nindakake terjemahan siji-wektu, luwih becik dipikirake kanthi wicaksana. Biasane, nggunakake platform iki luwih murah yen sampeyan mindhah dhuwit menyang akun liyane utawa kanggo wong liya. Utamane yen panampa ana ing njaba Eropa.

Yen sampeyan duwe bisnis, lelungan akeh lan ing ngarep sampeyan mbutuhake layanan perbankan sing gegandhengan karo mata uang liyane, disaranake sampeyan menehi perhatian marang revolut. Utamane ing kertu multikrency.

Pitakon Sing Asring Takon

Apa faktor utama kanggo mbandhingake nalika milih antarane wicaksana lan revolusi kanggo EUR menyang konversi PLN?

Yen mbandhingake wicaksana lan revolusi kanggo EUR konversi PLN, nimbang faktor sing dikarepake, biaya transaksi, kecepatan transfer, lan layanan tambahan kaya akun mata uang lan ngentekake analytics.