Maitiro Ekuchinja EUR kune PLN: Wangwara vs Revolut

EUR to PLN: Wangwara vs Revolut

Pane nzira dzakasiyana dzekutamisa Euro (EUR) kuPolish Zloty (PLN). Mamwe emapuranga anonyanya kufarirwa online anokutendera kuti uite izvi ndivo vakangwara uye vanomukira mapuratifomu. Aya ndiwo maviri eBritish masevhisi anopa mhando dzakasiyana dzemasevhisi emari. Ivo vaviri vanozivikanwa vatungamiriri muchikamu chavo. Saka kuchenjera kunonetsa kumukira. Ngatienzanise misiyano yavo, komisheni saizi, pamwe nezvimwe simba uye kushaya simba.

Zvishoma nezve makambani akachenjera uye anodzokorora

Pakutanga kutarisa, vese vakachenjera uye vachimukira vachiita sevanopa masevhisi akafanana. Nekudaro, ivo vakagadzirirwa kune zvinangwa zvakasiyana.

WISE

The Kuchenjera service is focused on providing cheap international money transfers. The platform positions itself as a fast, simple and modern way of translations for advanced people. Although the company has expanded its range of services over time, most people still use it exclusively for interbank payments in different currencies.

Iyo saiti inokutendera kuti utendeke mari, gamuchira kubhadhara uye kuita kutenga muzvitoro zvepamhepo. Vaviri vanhu uye masangano epamutemo anogona kugadzira account.

Iyo algorithm yekushanda nebasa iri nyore. Kuti uite kuendesa, semuenzaniso munhu akachenjera pln to eur kutamisa, iwe uchazoda kuendesa mari kubva kukadhi rako kune yakangwara account. Ipapo sevhisi kuchinjanisa mari yacho paavhareji yemusika uye inozvibatanidza neinjiniki inoenda kune yakatarisana. Mushure meizvozvo, mari yacho inoenda kuaccount yeActifent.

Iyo kambani yakatangwa muna 2011 uye yakambonzi jasi rekuchinja. Mahofisi makuru anowanikwa muUK. Iyo platform ine mukurumbira wekuve imwe yeiyo inokurumidza uye yakachipa-chikamu-muganhu-muganho wekutengesa.

TransferWise (Kuchenjera) initially focused on people working overseas. The company's goal was to make sure that people could save on commissions and receive salaries in a currency other than the currency of the country in which they live.

Revolut

Revolut ibhanga rese reInternet. Iyo yakanyatsonaka-kunze system ine huwandu hwakawanda hwemasevhisi emari: kubva pakushandurwa kwemari uye mari yekuchinja kwemari kune investment, inishuwarenzi uye kuronga kwemari. Iyo sevhisi inopa huwandu hwemabasa evaviri vanhu uye mabhizinesi. Sekureva kwevaridzi, vanovavarira kugadzira nyika yekutanga zvechokwadi mupasi wepasi rose-bhizinesi.

Revolut pakutanga rakagadzirirwa vafambi uye mabhizinesi epasi rese. Simba guru rebasa nderemari rayo remuti, rinokubvumira kuti ubvise nekukurumidza uye super kuchinjana kuchinjanisa mari kungave mukushandiswa kana kana kubvisa mari kubva kuATM.

Iyo kambani yakavambwa muna 2015. Hofisi huru iri muLondon.

Let's compare Kuchenjera and Revolut according to several criteria.

1. Zvimiro zvekutendeuka uye shanduro yedudziro

Getting these services from Kuchenjera is somewhat easier. Let's figure it out:

WISE

There are about 60 currencies available in the Kuchenjera service. Conversion and translation services require registration.

You can make a transfer in the application or directly on the website. The second option is easier. The site will offer you fields for entering the amount and choosing currencies. The service will immediately calculate the size of the commission, as well as indicate to what date the money will come and how much you will save in comparison with banks. The transfer can be made from your regular card, from a bank account or from a Kuchenjera account.

Revolut

Revolut inokutendera kuti utendeuke uye utumire pamusoro pemakumi matatu emari. Kunyoresa kunodiwa kumari yekuchinjana uye kuendesa mari.

Pane nzira dzinoverengeka dzekutamisa EUR kuenda kuPLN, pamwe nekutumira mari kune imwe account:

• pane saiti;
• mukushandisa (imwe yenzira dzakanyanya nyore);
• ATM ichishandisa kadhi rekudzokorora.

Sezvataurwa pamusoro apa, kadhi revaruman ndeimwe yekambani yakasimba pfungwa. Zviri multeurrency, uye saka inobvumidza iwe kuti ubvume mari kubva kune imwe mari uchienda kune imwe neyakaderera komisheni.

2. Kutanga uye kuvhura account yako

Haasi munhu wese anogona kutanga kushanda nemasiti:

Nyika Kuwanika

Kuchenjera services are available in over 60 countries. Including in Poland and Russia - citizens of these countries can freely open a Kuchenjera account. But not everyone can order a Kuchenjera card. It is available only to citizens of the EEA countries (including Poland), Great Britain, Switzerland, Australia, New Zealand, Singapore, Japan and the United States.

Vagari venzvimbo zhinji dzeEurope, Australia, Canada, Singapore, Switzerland, Japan neUSA vanogona kuvhura account neRevolut. Vagari chete venyika dzakanyorwa vanogona kugamuchira kadhi rekudzokorora. Iyo sevhisi haina kuwanikwa kuRussia.

Kuvhura account ndeyemahara.

Kutanga kwebasa

Kuti ugadzire account muuchenjeri, iwe unongoda kupinda yako tsamba. Iyo saiti inopawo kurodha iyo application kana kunyoresa kuburikidza ne Facebook, Google Akaunti uye Apple ID. Interfaces inowanikwa muRussia, Chirungu, chiPolish uye mimwe mitauro. Nyika nemitauro inogona kusarudzwa kubva pasi pemenyu.

Iyo Revolut Platform inopa maviri sarudzo: ingave Scan iyo QR kodhi uye uwane chinongedzo kune iyo application yefoni mbozha, kana kunyoresa pawebhusaiti nekupa yako foni nhamba. Iko hakuna interface muRussia - Chete Chirungu, Polish uye mimwe mitauro. Nyika nemitauro inogona zvakare kusarudzwa kubva pasi pemenyu.

Yakachipa pashiri EUR Kuti PLN Shanduko Pasina Yakavanzika Mari

Wanga uchiziva here kuti iwe unogona kuvhura nyore nyore multicurrency account iyo iwe yaunogona kubata yakawanda mari, senge EUR nePLN pakati pevamwe, uye shandura yako EUR kuti PLN kana yako PLN kuenda kuEUR chero nguva chero nekungobaya mashoma uye mamwe epasi akaderera mari?

Kunyoresa mahara

Kuvhura account ndeyemahara. However, when registering, you will be prompted to choose one of several types of accounts:

• Standard (standard). Yemahara. Iyo ine yakati wandei yekushanda zvisingakwanisi, asi zvinokubvumira kuendesa mari kunze kwenyika.
• Kuwedzera (kuwedzera). Iyo mutengo ndeye $ 2.99 pamwedzi.
• Premium. Mutengo £ 6.99 pamwedzi.
• Metallic (simbi). Inowanikwa ye £ 12,99 pamwedzi.

Parizvino, iwe unogona kugadzira mari inokweretesa neyakajairwa account account. Nekudaro, iyo kambani inogona kuchinja mazwi chero nguva.

3. Kuchinjana chiyero uye mubhadharo

Uye pano uchenjeri anotaridza zvishoma nyore uye akawedzera kuwana:

Kuchenjera

One of the main advantages of Kuchenjera is low commissions, average for the market. No additional service markup. Currency exchange rates are charged here from 0.24% to 3.69%. The percentage depends on the type of transfer. There are three of them:

• Shanduro yakapusa. Chinjana nekubhadhara online kubva kuaccount yako neimwe bhanga. Kana iwe ukachinja 1000 euros kune zloty, komisheni ichave 6.28 maEuro.
• Translation at a reduced price. Available when transferring from a Kuchenjera account. For the transferred 1000 euros, converted into zlotys, the service will take only 5.09 euros for itself.
• Nekukurumidza. Inokutendera kuti uite iyo yekudzingwa yekuendesa kubva kune yenguva dzose kubhengi kana kadhi rechikwereti. Paunenge uchichinjisa ma ezvemari 1000 muPln, iwe uchabhadharwa komisheni ye9.1 ma euros.

Zvese kubhadhara zvidiki uye zvizere pachena. Nekudaro, iyo mari yaunofanira kubhadhara zvinoenderana nenyika yauri mukati uye iyo mari. Neraki, iyo saiti ine kuverenga kuverenga kuri nyore kunogona kukutendera kuti uzive kuti yakawanda sei iwe yaunofanirwa kubhadhara shanduro yako.

Revolut

From Monday to Friday, Revolut, like Kuchenjera, charges a mid-market commission at no extra charge.

Nekudaro, pakupera kwevhiki, sevhisi inoshandisa maratidziro e0.5-1.5% kune ese mari. Kusanganisira iyo euro nePolish Zloty.

Pamusoro pezvo, yemuchinjiko-yemari inochinja mukati meiyo Eurozone, iyo saiti yekubhadhara 0.5% pane chero huwandu hunopfuudza £ 5,000 pamwedzi. Nekudaro, zvese zvinoshandurwa pazasi peuwandu uhu huchave wakasununguka. Zvekutapurirwa kunze kweEurozone (Puts), International Bank Transfer Fores inogona kushanda. Haina kupomerwa nebasa iro, asi nevaridzi.

Saka zvinokurudzirwa kutarisa iyo mari yekutsinhana yekuchinjana muApp usati waita chero shanduko.

4. Nzira dzekutumira mari

Pano mamiriro ezvinhu akaenzana akaenzana:

Kuchenjera

With Wise, you can send money either from your bank account or from a multi-currency account in the Kuchenjera service itself.

Muchiitiko chekutanga, kushandiswa kwechikwereti / kiredhiti kadhi, kuendesa kubhengi kana kuti nekukurumidza kunowanikwa.

Kugamuchira mari kunogona kutora kubva kumaminitsi mashoma kusvika kumazuva akati wandei.

Revolut

Revolut inokutendera kuti utumire mari kune imwe yerumota mushandisi pamwe ne chero bank account.

Muchiitiko chekutanga, unogona kukurumidza kuendesa mari zvakananga kubva kuchishandiswa. Izvo zvakaringana kuratidza nhamba yemuongorori. Kuendesa kuchaitwa pakarepo.

Mune yechipiri nyaya, zvinodikanwa kuratidza ruzivo rwemugamuchiri (minda inoenderana ichapihwa muchishandiswa chebasa). Kumhanya kwekugamuchira mari kunoenderana neiyo chaiyo bhangi. Ivo vanowanzo kusvika masikati. Dzimwe nguva, nguva dzinogona kuve mazuva akati wandei.

Shanduro dzinokurumidza mukudzokenzo kupfuura muuchenjeri. Nekudaro, kuchenjera kunotsigira mimwe mari yakawanda kana zvasvika kune vekunze kuchinjika. Polish Zloty anotsigira ese masisitimu.

Kuti ipfupise: Pros uye Cons

Vakachenjera vanokunda pane akawanda mapoinzi. Iyo inokurumidza kunyoresa pano, zviri nyore kuita shanduro uye hapana mamiriro akadai anokwana senge neRevolut. Ngativamo zvinonyanya kufadza:

Pros uye Cons Nachenjeri

• inowanikwa muRussia (uye mune dzimwe nyika dzimwe nyika dzenyika);
• Mid-Market Commiss Pasina Yekuwedzera Service Markup;
• nyore fomu kushandura pane webhusaiti;
• super pachena mamiriro ezvinhu.

• Simpt Symbolity (Chete Cross-Currency account uye Shanduko).

Pros uye Cons Revolut

• kushanda kwakashata uye kwakasiyana siyana;
• Mid-Market Commiss Pasina Yekuwedzera Service Markup;
• kudzoreredzwa nekukurumidza kubva kubhengi kadhi.

• Haisi kuwanikwa muRussia uye mune dzimwe nyika dzakawanda kunze kweEurope;
• kushamisika kushoma nehurongwa hwakasununguka tariff;
• kuwedzerwa komisheni pakupera kwevhiki;
• Kuwedzera komisheni yekuendesa mari inodarika $ zviuru zvishanu pamwedzi;

Chii chokusarudza EUR kune PLN: Transwwww kana Revolut?

Kana iwe uri kuronga kuita shanduro yenguva yeimwe, zviri nani kutarisisa kuchenjera. Kazhinji, kushandisa iyi platform yakachipa kana iwe uchichinjisa mari kune imwe account kana kune mumwe munhu. Kunyanya kana anogamuchira ari kunze kweEurope.

Kana iwe uri muridzi webhizinesi, famba zvikuru uye mune ramangwana iwe unoda mamwe emari-inoenderana mabhangi masevhisi, isu tinokurudzira kuti utaridzike kune revolut. Kunyanya pane yavo yeiyo multicurrrency kadhi.

Mibvunzo Inowanzo Bvunzwa

Ndezvipi zvinhu zvakakosha kuenzaniswa kana uchisarudza pakati pekuchenjera uye nekuenderera mberi kweEUR kune kutendeuka?

Paunenge uchienzanisa nekuchenjera uye nekuchinja kweEUR to funga kutendeuka, funga nezvezvinhu zvekuchinjana zvinopihwa, mhanya dzekutamisa, nekumwedza masevhisi akaita mitezo yakawanda