Jinsi ya kubadilisha EUR hadi PLN: VS VS Revolut...

EUR hadi PLN: VS VS Revolut....

Kuna njia tofauti za kuhamisha Euro (EUR) hadi Kipolishi Zloty (PLN). Baadhi ya majukwaa maarufu zaidi ya mtandaoni ambayo inakuwezesha kufanya hivyo ni majukwaa ya hekima na ya revolut. Hizi ni huduma mbili za Uingereza ambazo hutoa aina tofauti za huduma za kifedha. Wote ni viongozi kutambuliwa katika sekta yao. Hivyo hekima dhidi ya revolut. Hebu kulinganisha tofauti zao, ukubwa wa tume, pamoja na nguvu nyingine na udhaifu.

Kidogo kuhusu makampuni ya hekima na ya revolut.

Kwa mtazamo wa kwanza, wote wenye hekima na revolut wanaonekana kutoa huduma sawa. Hata hivyo, wameundwa kwa madhumuni tofauti.

WISE

The Hekima. service is focused on providing cheap international money transfers. The platform positions itself as a fast, simple and modern way of translations for advanced people. Although the company has expanded its range of services over time, most people still use it exclusively for interbank payments in different currencies.

Tovuti pia inakuwezesha kubadili sarafu, kupokea malipo na kufanya ununuzi kwenye maduka ya mtandaoni. Watu binafsi na vyombo vya kisheria vinaweza kuunda akaunti.

Algorithm ya kufanya kazi na huduma ni rahisi sana. Ili kufanya uhamishaji, kwa mfano PLN ya busara ya kuhamisha EUR, utahitaji kuhamisha pesa kutoka kwa kadi yako kwenda kwa akaunti yenye busara. Halafu huduma inabadilishana sarafu kwa kiwango cha wastani cha soko na kuiunganisha na uhamishaji unaenda upande mwingine. Baada ya hapo, pesa huenda kwa akaunti ya mpokeaji.

Kampuni hiyo ilizinduliwa mwaka 2011 na hapo awali iliitwa kuhamishwa. Makao makuu iko nchini Uingereza. Jukwaa lina sifa ya kuwa moja ya watoa huduma ya uhamisho wa mpaka wa haraka na wa bei nafuu.

TransferWise (Hekima.) initially focused on people working overseas. The company's goal was to make sure that people could save on commissions and receive salaries in a currency other than the currency of the country in which they live.

Revolut

Revolut... is a whole internet bank. A well-thought-out system with a wide range of financial services: from currency conversion and money transfers to investments, insurance and financial planning. The service offers a range of services for both individuals and businesses. According to the owners, they aim to create the world's first truly global financial super-enterprise.

Revolut... was originally designed for travelers and international businesses. The main strength of the service is its multi-currency card, which allows you to quickly and super cheaply exchange currency either in the application or when withdrawing currency from an ATM.

Kampuni hiyo ilianzishwa mwaka 2015. Ofisi kuu iko London.

Let's compare Hekima. and Revolut... according to several criteria.

1. Makala ya huduma za uongofu na tafsiri.

Getting these services from Hekima. is somewhat easier. Let's figure it out:

WISE

There are about 60 currencies available in the Hekima. service. Conversion and translation services require registration.

You can make a transfer in the application or directly on the website. The second option is easier. The site will offer you fields for entering the amount and choosing currencies. The service will immediately calculate the size of the commission, as well as indicate to what date the money will come and how much you will save in comparison with banks. The transfer can be made from your regular card, from a bank account or from a Hekima. account.

Revolut...

Revolut... allows you to convert and send over 30 currencies. Registration is required for currency exchange and money transfer.

Kuna njia kadhaa za kuhamisha EUR kwa PLN, pamoja na kutuma pesa kwa akaunti nyingine:

• kwenye tovuti;
• katika maombi (moja ya njia rahisi zaidi);
• at an ATM using a Revolut... card.

As mentioned above, the Revolut... card is one of the company's strongest points. It is multicurrency, and therefore allows you to immediately transfer money from one currency to another with a lower commission.

2. Kuanza na kufungua akaunti ya kibinafsi

Sio kila mtu anaweza kuanza kufanya kazi na maeneo:

Upatikanaji wa nchi

Hekima. services are available in over 60 countries. Including in Poland and Russia - citizens of these countries can freely open a Hekima. account. But not everyone can order a Hekima. card. It is available only to citizens of the EEA countries (including Poland), Great Britain, Switzerland, Australia, New Zealand, Singapore, Japan and the United States.

Wananchi tu wa nchi nyingi za Ulaya, Australia, Canada, Singapore, Uswisi, Japan na Marekani wanaweza kufungua akaunti na revolut. Wakazi tu wa nchi zilizoorodheshwa wanaweza kupokea kadi ya revolut. Huduma haipatikani kwa Urusi.

Kufungua akaunti ni bure.

Mwanzo wa kazi.

Ili kuunda akaunti kwa hekima, unahitaji tu kuingia barua yako. Tovuti pia inatoa kupakua programu au kujiandikisha kupitia Facebook, Akaunti ya Google na Kitambulisho cha Apple. Interfaces zinapatikana katika Kirusi, Kiingereza, Kipolishi na lugha zingine. Nchi na lugha inaweza kuchaguliwa kutoka kwenye orodha ya chini.

Jukwaa la Maombi hutoa chaguzi mbili: ama scan code ya QR na kupata kiungo kwa programu ya kifaa cha simu, au kujiandikisha kwenye tovuti kwa kutoa namba yako ya simu. Hakuna interface katika Kirusi - Kiingereza tu, Kipolishi na lugha zingine. Nchi na lugha pia inaweza kuchaguliwa kutoka kwenye orodha ya chini.

Bei ya bei rahisi kwa PLN Kubadilishana Na Hakuna Ada Iliyofichwa

Je! Unajua kuwa unaweza kufungua akaunti ya pesa nyingi ambayo unaweza kushikilia sarafu nyingi, kama EUR na PLN kati ya zingine, na ubadilishe EUR yako kuwa PLN au PLN yako kuwa EUR wakati wowote kwa kubofya chache na zingine za chini kabisa ada?

Usajili wa bure

Kufungua akaunti ni bure. However, when registering, you will be prompted to choose one of several types of accounts:

• Kiwango (kiwango). Bure. Ina idadi ya mapungufu ya kazi, lakini inakuwezesha kuhamisha fedha nje ya nchi.
• Plus (pamoja). Gharama ni £ 2.99 kwa mwezi.
• Premium. Gharama £ 6.99 kwa mwezi.
• Metallic (chuma). Inapatikana kwa £ 12.99 kwa mwezi.

Hadi sasa, unaweza kufanya uhamisho wa fedha na akaunti ya kawaida ya bure. Hata hivyo, kampuni inaweza kubadilisha masharti wakati wowote.

3. Kiwango cha ubadilishaji na ada

Na hapa hekima inaonekana rahisi na faida zaidi:

Hekima.

One of the main advantages of Hekima. is low commissions, average for the market. No additional service markup. Currency exchange rates are charged here from 0.24% to 3.69%. The percentage depends on the type of transfer. There are three of them:

• Tafsiri rahisi. Uhamisho kwa malipo ya mtandaoni kutoka kwa akaunti yako na benki nyingine. Ikiwa utabadilisha euro 1000 kwa zloty, Tume itakuwa euro 6.28.
• Translation at a reduced price. Available when transferring from a Hekima. account. For the transferred 1000 euros, converted into zlotys, the service will take only 5.09 euros for itself.
• Haraka. Inakuwezesha kuhamisha kuhamishwa kutoka kwa debit ya kawaida au kadi ya mkopo. Wakati wa kuhamisha euro 1000 katika PLN, utashtakiwa tume ya euro 9.15.

Malipo yote ni ndogo na ya uwazi kabisa. Hata hivyo, kiasi unacholipa hutegemea inategemea nchi uliyo nayo na sarafu. Kwa bahati nzuri, tovuti ina calculator rahisi ambayo itawawezesha kujua ni kiasi gani unapaswa kulipa kwa tafsiri yako.

Revolut..

From Monday to Friday, Revolut.., like Hekima., charges a mid-market commission at no extra charge.

Hata hivyo, mwishoni mwa wiki, huduma inatumika kiasi cha 0.5-1.5% kwa sarafu zote. Ikiwa ni pamoja na euro na polish zloty.

Kwa kuongeza, kwa uhamisho wa sarafu ya msalaba ndani ya eurozone, mashtaka ya tovuti 0.5% kwa kiasi chochote kinachozidi £ 5,000 kwa mwezi. Hata hivyo, wote huhamishwa chini ya kiasi hiki kitakuwa huru. Kwa uhamisho nje ya eurozone (SEPA), ada ya uhamisho wa benki ya kimataifa inaweza kutumika. Sio kushtakiwa na huduma yenyewe, lakini kwa waamuzi.

Kwa hiyo inashauriwa kuangalia kiwango cha ubadilishaji wa sarafu katika programu kabla ya kufanya uhamisho wowote.

4. Njia za kutuma pesa

Hapa hali ni sawa sawa:

Hekima.

With Wise, you can send money either from your bank account or from a multi-currency account in the Hekima. service itself.

Katika kesi ya kwanza, matumizi ya kadi ya mkopo / debit, uhamisho wa benki au mwepesi hupatikana.

Kupokea pesa inaweza kuchukua kutoka dakika chache hadi siku kadhaa.

Revolut..

Revolut.. allows you to send money to another Revolut.. user as well as to any bank account.

Katika kesi ya kwanza, unaweza kuhamisha haraka fedha moja kwa moja kutoka kwenye programu. Inatosha kuonyesha namba ya simu ya mpokeaji. Uhamisho utafanyika mara moja.

Katika kesi ya pili, ni muhimu kuonyesha maelezo ya mpokeaji (mashamba yanayofanana yatatolewa katika programu ya huduma). Kasi ya kupokea pesa inategemea benki maalum. Mara nyingi hufika wakati wa mchana. Mara kwa mara, muda unaweza kuwa siku kadhaa.

Tafsiri ni kasi zaidi katika revolut kuliko kwa hekima. Hata hivyo, hekima inasaidia sarafu zaidi linapokuja uhamisho wa kimataifa. Zloty ya Kipolishi inasaidia mifumo yote.

Kwa muhtasari: faida na hasara

Hekima mafanikio kwa pointi nyingi. Ni haraka kujiandikisha hapa, ni rahisi kufanya tafsiri na hakuna hali kama hiyo kama na revolut. Hebu tuunganishe kwa ufanisi zaidi:

Faida na hasara za hekima.

• Inapatikana katika Urusi (na katika nchi 50 + za dunia);
• Tume ya katikati ya soko bila markup ya ziada ya huduma;
• Fomu rahisi ya tafsiri kwenye tovuti;
• hali nzuri ya uwazi.

• Kazi ndogo (akaunti ya sarafu tu na uhamisho).

Faida na hasara za revolut.

• kazi kubwa na tofauti;
• Tume ya katikati ya soko bila markup ya ziada ya huduma;
• Upyaji wa papo hapo kutoka kwa kadi ya benki.

• Haipatikani nchini Urusi na katika nchi nyingine nyingi nje ya Ulaya;
• utendaji mdogo na mpango wa ushuru wa bure;
• Tume ya ziada mwishoni mwa wiki;
• Tume ya ziada ya kiasi cha uhamisho kina zaidi ya £ 5,000 kwa mwezi;

Nini cha kuchagua kwa EUR hadi PLN: uhamisho au revolut?

Ikiwa una mpango wa kufanya tafsiri ya wakati mmoja, ni bora kuchukua kuangalia kwa hekima. Kawaida, kwa kutumia jukwaa hili ni nafuu ikiwa unahamisha pesa kwa akaunti nyingine au kwa mtu mwingine. Hasa kama mpokeaji ni nje ya Ulaya.

Ikiwa wewe ni mmiliki wa biashara, tembelea mengi na baadaye unahitaji huduma zingine zinazohusiana na benki, tunapendekeza uangalie kwa revolut. Hasa kwenye kadi yao ya multicurrency.

Maswali Yanayoulizwa Mara Kwa Mara

Je! Ni sababu gani kuu za kulinganisha wakati wa kuchagua kati ya busara na mabadiliko kwa EUR kwa ubadilishaji wa PLN?

Wakati wa kulinganisha busara na mabadiliko ya EUR na ubadilishaji wa PLN, fikiria mambo kama viwango vya ubadilishaji vinavyotolewa, ada ya ununuzi, kasi ya uhamishaji, urahisi wa matumizi, na huduma za ziada kama akaunti za sarafu nyingi na uchanganuzi wa matumizi.