ngaba ufuna nini euro yokutshintsha zlotys xa useluhambeni?

Ukhenketho ePoland ludume kakhulu phakathi kwenzondelelo yokuhamba. Abakhenkethi abanikezela ngePoland bahluke kakhulu kwaye wonke umntu uza kufumana into emangalisayo. Ngokuqinisekileyo iyimfuneko ukubona iimbono ezixekweni nangaphandle kwesixeko, izikhumbuzo zembali, kunye nobuchule bendalo.

Uhambo olutofotofo, kufuneka ube nogcino lwezezimali oluya kukuvumela ukuba ubekho kwiihambo, uqhelane ne-cuisine yesiqhelo kwaye uthenge izikhumbuzo zabahlobo. Ke ngoko, ngaphambi kokuba uye ePoland, funda konke malunga nemali ye-Zloty kunye neendlela zokuyitshintsha.

Ukususela ngo-1994 lwemali esemthethweni Poland nguye zloty. Le meko iye ayitshintshanga nasemva eqale yelizwe kwi European Union. Ekuqaleni, uqoqosho Polish akazange ahlangabezane neemfuno ze-European Central Bank, uze izibonda yagqiba ukuba lalingekafiki kunilungele ukuba ukutshintshela euro.

Ejikelezayo zezi:

• Yamaphepha emahlelweni ka-10, 20, 50, 100, 200 kunye imali-1, 2, 5 zloty;
• Coins emahlelweni-1, 2, 5, 10, 20 no-50 groszy.

Onke amaxabiso e Poland ziboniswe zloty (zL). Enye zloty ilingana 100 grosz.

uqoqosho lwelizwe uzinzile kakhulu, ngoko ke akukho ngeranti ezibukhali iyaxhuma, kunye nokungazinzi minor kuthathwa eqhelekileyo. Ezi nketho ezi veki, iiholide kunye nobusuku xa zloty sithengise ukuba ukuya kwi-20% nangaphezulu.

Uphi nenzuzo ukuba babelane euro zlotys

E Poland, imisebenzi utshintshiselwano lwangaphandle nga kwenziwa ziibhanki, ii-ofisi exchange yabucala Kantor (cantors). Akukho maxwebhu afunekayo ukuze yokutshintsha imali. Akukho mthethweni kwaye iyingozi utshintsho zloty esuka kubantu abazimeleyo, ngokuba nabakhohlisi rhoqo kuza kuyo kule ndawo.

Uninzi ngokuzithandela ukutshintsha euro, ekubeni lwemali European Union. Olunye ngokuthandwa zezona dollar kunye nezinye yamaphepha. Phantse nawuphi na lwemali zibe nokutshintshanisa ngayo iibhanki, kodwa cantors adla aziphelelanga ezimbalwa kakhulu iimali exchange luyingenelo okanye ethandwayo.

Kukho cantors kwizikhululo zikaloliwe, amabala ababuki, ezivenkileni amaziko, kwakunye ezinkulu ezininzi chain. Zisebenza iiyure 9-10 ukuya 17-18. Kantors zivaliwe ngeeCawa nangeeholide zoluntu. Noko ke, kukho abo umsebenzi imini nobusuku. Bona ekuphakamiseni izinga lotshintshiselwano ebusuku kunye veki, sibambe yokunqongophala wokhuphiswano.

Cantors zidla nomdla lizinga nenzuzo, nto leyo limelwe amanani amakhulu abadumileyo kude. Noko ke, ngaphambi kokuba exchange, kusoloko kufuneka ucacise: izinga ukuthenga okanye ukuthengisa ikharensi eliboniswe kwibhodi izibhengezo na, enoba kukho imiqathango ngokwexabiso exchange. Inyaniso yeyokuba amanye kubananisi zangasese ubuqili ubonise umlinganiselo yokuthengisa, hayi izinga yentengo, okanye ukutshintsha izixa ezincinane ngeqondo ngaphantsi.

Yintoni imali Kulungile ukuya ePoland kunye

Ukuba sithetha umhambi, ngoko ke kufuneka ukuba ubonelelo encinane zlotys phambi kokuba bangene kweli lizwe. amagosa amasiko Polish ungacela ukuba ubuncinane PLN 300 umntu ngamnye ukuba ixesha lokuhamba yi iintsuku ezintathu. amakhadi ebhanki zithathwa kuphela xa i phezulu-ukuya-umhla ingxelo yebhanki ngetywina emanzi thaca kunye nabo.

Kwakhona, xa kukho umntu uhamba, yaye akahlali ePoland ngokusisigxina, kukulungele kanye ukuba euro okanye dollar naye uhambo kuphela xa umkhenkethi ufumana ingeniso kwenye yezi zezimali. Kungenjalo, exchange kabini nga 'ukutya' yinxalenye yale mali. Enoba kunjalo, kufuneka ukhangele amazinga ngoku phambi kokuba abahambahambayo ukubala inzuzo kunokwenzeka okanye ilahleko kwiziko lorhwebelwano kabini.

Enye into entle ukufumana i-akhawunti multi-lwemali, kunye Euros exchange Polish Zlotys okanye US zeerandi Polish Zlotys phambi uhambo, xa izinga lotshintshiselwano okufanelekileyo, futhi ke chitha lwemali yendawo kuphela xa kukho, kungekho nayiphi na imali engaphezulu .

Best amakhadi multi-lwemali ngeendleko PLN lendawo:

• akhawunti TransferWise kwemida
  
• Revolut ikhadi multi-lwemali
  

amakhadi ebhanki: ukuthatha okanye ukuthatha

abahambi abaninzi bakulumkele ukuthatha imali eninzi imali nabo bakhetha debit okanye credit cards. Kuyinto elula ngokwenene yaye mihla, kodwa kufuneka ufumanise kwangaphambili kwi kwibhanki yakho ukuba ikhadi uya kukhonza kuloo mazwe. Ukongeza, kufuneka baqonde ukuba imisebenzi zebhanki kwelinye ilizwe neziphathelene ngokulahleka mali ethile.

Xa uhlawula ikhadi ehotele, ezivenkileni iziko okanye kwenye indawo, ukuguqulwa kwemali kabini nayo kwenzeka. Kulo mzekelo, kusetyenziswe umyinge ebhankini, kwaye rhoqo ikhomishini eyongezelelweyo ithathwa ukuba ukuguqulwa.

Ukurhoxisa imali kwi-ATM kubandakanya ukuguqulwa kabini kunye neKhomishini eyongezelelweyo malunga ne-3% (kuxhomekeka kwimiqathango yeakhawunti) yokuya kwelinye ilizwe. I-ATMS ye-Polish ikhupha i-Zloty kwaye ayiqhelekanga i-Euro ngaphandle kweengxaki.

Ixabiso eliphantsi le-EUR ukuya kutshintsho lwe-PLN ngaphandle kweNtlawulo efihliweyo

Ngaba uyazi ukuba unokuvula ngokulula iakhawunti yemali eninzi apho unokubamba iimali ezininzi, ezinje nge-EUR kunye ne-PLN phakathi kwabanye, kwaye uguqule i-EUR yakho ibe yi-PLN okanye i-PLN yakho iye kwi-EUR nanini na ngokucofa nje ezimbalwa kwaye ezinye zezona ziphantsi emhlabeni iifizi?

Ubhaliso lwasimahla

Kukwakufanelekile ukukhankanya oko kwinqanaba lomthetho ePoland, ukusasazeka kweemali ngaphandle kwelizwe kuyathintelwa. Unokufumana iithegi zamaxabiso kwii-euro, kodwa kusafuneka uhlawule kwi-Zlovey. Kuphela kwezinye iindawo unokuvunywa i-euro, kodwa oku kuyinto engaphandle kolawulo.

Intlawulo

Ukuba ufuna isixa-mali esithile ePoland, izalamane zakho okanye izihlobo ziya kuba nakho ukudlulisela ii-euro okanye iidola. Kukho ukhetho oluninzi lwendlela onokuthi ulwenze ngayo iPoland isuka kwelinye ilizwe. Oku kunokuba ludluliselo lwe-interbank, usebenzisa inkqubo ekhethekileyo engafuni i-akhawunti yebhanki, okanye ngentlawulo ye-elektroniki.

Iinketho ezimbini zokugqibela zithathwa njengezona zilula. Isantya sokuhanjiswa kwemali sivela kwimizuzu embalwa ukuya ngenye imini. Ukuba uguqulelo luya kwenziwa usebenzisa iinkqubo zamanye amazwe, emva koko ulwazi oluneenkcukacha lunokufumaneka kwiiwebhusayithi ezisemthethweni zezi nkampani.

Ukutshintshela imali usebenzisa iinkqubo zentlawulo ze-elektroniki, umamkeli kufuneka abe ne-wallet kule mali. Unokwenza ugqithisileyo kwifowuni yakho ephathekayo.

Kufanele ukuba ukhunjulwe ukuba kuzo zonke iindlela zokutshekisha Kukho ixesha elinye okanye imida yemihla ngemihla kwisixa sokudluliselwa. Unokucacisela ulwazi oluthe kratya malunga noku kumthombo we-Intanethi osemthethweni.

Amaziko eMali ePoland

Ngoku kubalulekile ukuba inkonzo ebhankini ikhululekile. Kukho iiparamitha ezimbini eziphambili:

1. Ukukwazi ukuvula iakhawunti yomphambukeli;
2. Ukubakho kwebhanki ye-Intanethi.

Phantse zonke iibhanki zePoland zibonelela ngeenkonzo zebhanki ze-Intanethi kwaye zisebenze nabasemzini. Kuphela yimiqathango yeeakhawunti kunye namakhadi ayahluka.

Umzekelo, ukuba ufuna ukuhambisa imali, kuya kufuneka ubonise inombolo yeakhawunti. Kwaye ikhadi yindlela nje yokufikelela kwiakhawunti. Kunokubakho amakhadi aliqela kwiakhawunti enye okanye enye kwiiakhawunti ezininzi.

Zonke iibhanki ePoland zineeofisi eWarsaw. Amasebe abo avulwa kwezinye izixeko zelizwe. La maziko ezemali alandelayo asebenza ePoland:

• I-Millenium;
  
• I-Pekao Bank;
  
• IBhanki yePko;
  
• Isanti;
  
• I-Alior Bange;
  
• I-bnp paribas;
  
• I-Acig Acicole Bank Polska;
  
• I-Bhanki yeBhanki (i-citi) kunye nabanye.
  

Iibhanki zibonelela ngeemeko ezinomtsalane ezingaphakathi kwiPoland, ngelixa zikwiirhafu ezinokubakho.

Ukushwankathela phezulu, sinokuthi namhlanje i-Zokonga kwaye iipeni zijikeleza ePoland, ayizukusebenza ukuhlawula enye imali.

Ireyithi efanelekileyo yokutshintshiselana iqhutywa ngamagcisa, ezifumanekayo kwisikhululo ngasinye sikaloliwe kunye neendawo zokuxinana okukhulu kwabakhenkethi.

Kwii-ofisi zotshintshiselwano, unokuguqula ezona ntlobo zidumileyo: i-euro kunye needola. Ezinye ii-Banknotes zinokutshintshwa kuphela kwiibhanki.

Xa uhlawula ngekhadi lebhanki, ikhomishini eyongezelelweyo inokuhlawuliswa, imali iguqulwa kwinqanaba lebhanki. Ke ngoko, unokutshintsha i-euros ye-Zlotys zombini ngaphambi kokuqala kohambo kwaye phakathi kwalo. Eyona nto iphambili kukukhumbula ukuba akukho ngaphezulu kwe-10 i-Euro yomntu ngamnye inokungeniswa kwiPoland ekhadini, kungenjalo kuya kufuneka ugcwalise isibhengezo.

Imibuzo Ebuzwa Rhoqo

Yeyiphi imeko ephambili xa umhambi kufuneka aqwalasele i-Euros ye-zlots ye-zlotys ngelixa ePoland?

Abahambi kufuneka baqwalasele ukutshintshiselana i-Euros ye-Zloveys yentengiselwano yendawo apho amakhadi angamkelwa, njengakwiivenkile ezincinci, okanye iinkonzo zothutho. Kukwaluncedo ukuba zezokheli kwiindawo ezibonelela ngamaxabiso aphezulu okunxibelelana kwemali.