EUR ku PLN: Akaunti Yabwino Kwambiri Kubanki

Mabungwe azachuma a Republic of Poland amapereka mwayi wotsegulira akaunti yabwino ya banki yamabizinesi ndikugwiritsa ntchito patokha ku EUR, PLN, USD. Pali mitundu yosiyanasiyana yazomwe zili ndi mitundu yosiyanasiyana yaakaunti. Pali ndalama, pulogalamu yotumizira. Mndandanda wa mabanki odalirika kwambiri amaphatikiza: ing śląski, santonder, pekao, ngongole zaulimilo, Zakachikwi. Mabungwe azachuma atakhala pamsika, kuchuluka kwa kudalirika. Sankhani Omwe Amadalira Akazi Odalirika!

Akaunti Yabwino Kwambiri Kubizinesi: Mndandanda wa Banks, Njira Zosankhira

Banki ndi bungwe lazachuma lomwe limakopa ndalama zaulere, limapereka ntchito zobwereketsa ndikuwonetsa ntchito ndi banki ndi zotetezedwa. Banki imachita ngati ndalama komanso pakati pakati pa omwe ali ndi ndalama zaulere ndi omwe akufunika ndalamazi.

Masiku ano pali kusankha kwakukulu kwa mabanki, koma kuti asankhe mabanki abwino kwambiri opukutira, muyenera kuphunzira zambiri.

Kutsegula akaunti yakubanki ku Poland imaperekedwa kwa mabizinesi onse ndi anthu. Republic of Poland imapereka mabanki ambiri komwe mungatsegule akaunti pazokha. Bungwe lililonse lazachuma limakhala ndi phukusi limodzi la zopereka, zomwe zimaperekedwa ndi zopereka zabwino kwambiri zimapezekanso kwa alendo omwe akugwira ntchito mdziko muno komanso makampani amodzi.

Njira zomwe zikulimbikitsidwa kutsatiridwa posankha banki

Kusankha ndalama zomwe zimapereka akaunti yabwino kwambiri ya banki ya bizinesi kapena munthu payekha kumakhala kovuta nthawi zina. Kuchuluka kwa chisankho kumakupangitsani kukhala ndi mwayi wabwino ndi mavuto, kuti musalakwitse ndi bungweli. Akatswiri amalimbikitsa kuti amvere zizindikiritso zotsatirazi:

• zaka za kubanki;
• zomangamanga zowerengedwa;
• eni.

Banki ya banki, yabwinoko. Bola limatsimikizira kudalirika komanso kudalira mtsogolo. Mabanki achichepere amadziwika ndi makasitomala m'malo okayikira, chifukwa palibe chitsimikizo cha chitetezo cha malonda. The wamkulu bungwe, mosavuta kuti apite kapena kusakaza.

Mfundo yofunika yachiwiri ndi kukhazikika kwa zomangamanga. Akatswiri amakamba mosamalitsa kuti ma ATM ndi nthambi zambiri. Choyamba, ndikovuta, ndipo chachiwiri, ndi chitsimikizo cha kupezeka kwa banki, osati papepala kokha, pomwe adilesi yovomerezeka ikuwonetsedwa. Ndikulimbikitsidwanso kulabadira kuti mupeze mwayi wobwereza akaunti kudzera mu ATM.

The last point affecting the choice of institution is the eni. Official papers must indicate specific names, bank license, year of issue. Today, it is common for banks to unite and create collaborations to survive in a highly competitive environment, but if the owner is a large international organization, then the credibility of the institution increases many times over. A big name ensures a steady stream of new customers.

Kukhazikika kovomerezeka ngati chizindikiro chofunikira posankha banki

Banki yodziwika pang'ono siyosangalatsa aliyense. Ogwiritsa ntchito amafuna kuti bungwe likhale lotchuka, kukhala ndi mapulogalamu, kubisala pa intaneti, zolimbikitsa za zopereka, ndi zina zokwanira. Kudalirika ndiye njira yayikulu posankha banki yogwirizira nthawi yayitali. Pansipa pali mndandanda wa mabanki omwe amadziwika kuti ndi odalirika kwambiri komanso azachuma:

• Pekh;
  
• Santander;
  
• Ku banki śląkki;
  
• Zakachikwi;
  
• PKO Bank;
  
• Paristas;
  
• Ngongole ya Aripole;
  
• Bank Bank;
  
• mBank;
  
• Bank Bank;
  
• Raiffeen.
  

Zina mwa mabungwe azachuma, mabungwe amenewa akhulupirira mabizinesi onse ndi ogwiritsa ntchito zapadera. Banks amapereka mwayi wotsegulira akaunti ya okhalamo ndi alendo omwe amagwira ntchito kunja. Komanso, nzika zakunja zomwe zimapita kukagula kapena kuchita bizinesi m'gawo la Republic of Poland ikhoza kutsegula akaunti.

Euro vs. ZLOTY: Kodi ndalama zoti mutsegule akaunti?

Mutha kutsegula akaunti mu banki ya ku Poland mu National Carrecy (Zloty), madola, mayuro kapena ndalama zina. Mitundu yotchuka kwambiri ya ndalama ndi ZLOTY ndi EURO. Ogwiritsa ntchito enieni omwe amalipira ndi khadi m'malo ogulitsira amakonda akaunti ku PLN. Zomwe zimachitikanso zimapita kwa nzika zomwe zimagwira ntchito kunja. Mukalandira malipiro anu mu ndalama za Natish Natish, mutha kulipirira katundu ndi ntchito popanda kuteteza kuteteza.

Ngati timalankhula za Akaunti Yakubanki Yabwino Kwambiri (mu Euro) kwa akunja, ndiye phindu lalikulu limaphatikizapo:

• Malire oyambira.
• Palibe ntchito yosunga akauntiyo.
• Kupezeka kwa intaneti ya intaneti, mapulogalamu othandizira ndi olimbikitsa.
• Kuthekera kokhala ndi makhadi angapo olumikizidwa ndi akaunti imodzi.

Mtengo wotsika mtengo ku PLN Kusinthana Popanda Ndalama Zobisika

Kodi mumadziwa kuti mutha kutsegula akaunti ya multicurrency momwe mungasungire ndalama zambiri, monga EUR ndi PLN pakati pa ena, ndikusintha EUR yanu kukhala PLN kapena PLN yanu kukhala EUR nthawi iliyonse ndikudina pang'ono komanso ena otsika kwambiri chindapusa?

Kulembetsa kwaulere

Kulankhula za malire, mabanki ang'onoang'ono amangokhala pafupifupi ma euro pafupifupi 2,000 patsiku (chifukwa chochotsa / amasungunuka). Mabungwe akuluakulu azachuma ali ndi malire okwera - ma euro pafupifupi 5,000 patsiku. Kusowa kwa ntchito yosunga akaunti ndi mawonekedwe abwino kwa wogwiritsa ntchito payekha. Pofuna kupewa banki kuti isalipire ntchito, muyenera kuchita malonda pazinthu zina (kapena ndalama za n-th mankhwala ogulitsira).

Izi ndizophatikiza komanso zoperewera. Chowonadi ndi chakuti mabanki ambiri amawonetsa sitolo kapena malo ogulitsira komwe muyenera kugula zinthu zina. Mwachitsanzo, 300 zl pamwezi ku Biedronka. Vutoli siligwira ntchito ku Liidl, Ausan, Carrefour, Aldi ndi masitolo ena akuluakulu.

Kwa bizinesi: pomwe likulu lili ku PLN

Monga ziwerengero zikuwonetsa, mabungwe ambiri abizinesi amakonda kutsegulira maakaunti m'matumba, pomwe makampani ang'onoang'ono amasankha maakaunti ku National ndalama - Zloty.

• Kusavuta kuchititsa zochitika zachuma mkati mwa dzikolo kumaperekedwa.
• Palibe chifukwa chosinthira ndalama.
• Ndalama zimabwera mwachangu.
• Palibe ndalama zosinthira ndalama.
• Kukhazikika kwachuma kumatsimikiziridwa.

Akaunti ya PLN ndiyabwino kwa mabizinesi omwe amayamba kuweta. Kuchititsa zochitika zachuma, simuyenera kusinthana ndi ndalama zomwe zingasinthidwe kawiri (kutengera dzikolo). Ngati bizinesi, makamaka makampani payekha, ikukula molimba ndipo sakonzekera kulowa pamsika wapadziko lonse lapansi, ndiye kuti akaunti ya zloty ndi chisankho chabwino pandalama.

Ponena za zovuta, akaunti ya PLN ndiyabwino poyendetsa zochitika munthawiyo. Commission commission kapena kusowa kwake kwathunthu, mawu ofulumira a kungopereka ndalama ndi kuthekera kuyika ndalama ku maakaunti angapo nthawi imodzi ndibwino. Koma amapezeka m'gawo la Republic. Ngati bizinesi ikufuna kuti ipeze zokumana nazo zapadziko lonse lapansi, tikulimbikitsidwa kutsegula akaunti m'madola kapena ma euro.

Pang'ono za nyuzipepala

Mukatsegula akaunti, chidwi chiyenera kulipidwa kwa ntchito. Kukula kwake kumakhala kosiyana ndi eni dollar ndi konto mu zlotys. Mabanki ena, mwachitsanzo, santander, apereke ntchito yoyamba pachaka popanda ntchito. Kupitilira apo, ntchitoyi ili pafupifupi 6 zl pamwezi. Bank Pekao imapereka mtengo wotsika - pafupifupi 5 zl.

Chisamaliro chiyenera kulipidwa kwa chotere monga kusonkhanitsa ndalama zogwirira ntchito ndi ndalama ndi makhadi. Chitsanzo chikhoza kukhala PKO Bank. Mabungwe azachuma izi amalipira ndalama zothandizira maakaunti ndi makhadi onse. Izi zikutanthauza kuti ntchito yamwezi idzakhala 14 zl. Mtengo wake ndi wokwera ngati banki yopukutira.

Mwachidule

Republic of Poland imapereka mwayi wotsegulira akaunti ya mabizinesi ndi anthu omwe ali mu zloty ndi zapadziko lonse lapansi (madola, ma euro) pachimake. Banki iliyonse imakhala ndi maphukusi angapo, omwe amakupatsani mwayi wofika pama omvera kwambiri: onse achinsinsi komanso m'malo azamalonda. Timapereka zopatsa chidwi kwa anthu omwe akufuna kuti atsegule akaunti mu madola kapena ma euro, ndi mabizinesi (makampani amodzi) akufuna kuchita bizinesi mu ZLOTYs.

Maakaunti abwino kwambiri komanso azamalonda amaperekedwa ndi mabanki monga Pekhoo, santonder, ngongole ya Aripole, ku banki ya PKO. Mabungwe azachuma awa amapereka njira yophunzirira bwino bonasi, ndalama, kuthekera kotsegula akaunti yakutali (osayendera ofesi). Mitundu yosiyanasiyana yaakaunti imakupatsani mwayi woti musankhe njira yabwino kwambiri kwa aliyense - aliyense wamunthu komanso kampani yabizinesi.

Nthawi Zambiri Mafunso

Ndi zinthu ziti zomwe eni bizinesi amayang'ana ku bankiyo?

Eni a ku Poland amayenera kuyang'ana maakaunti kupereka ndalama zochepa, ndi zochitika zosinthana ndi zinthu zapadziko lonse. Zina zowonjezera ngati banki yapaintaneti, ndalama zambiri zothandizira, ndipo ntchito yothandizana ndi makasitomala moyenera ndizofunikanso kuti mugwiritse ntchito EURS patsogolo.