Momwe Mungasinthire EUR ku PLN: Nzeru VS

EUR ku PLN: Nzeru vs

Pali njira zosiyanasiyana zosinthira Euro (EUR) kupita ku Poland zloty (PLN). Ena mwa nsanja zotchuka kwambiri pa intaneti zomwe zimakupatsani mwayi kuti muchite izi ndi nsanja zanzeru komanso zosintha. Awa ndi ntchito ziwiri zaku Britain zomwe zimapereka mitundu yosiyanasiyana yazachuma. Onsewa ndi atsogoleri odziwika m'magawo awo. Motero motsutsana ndi anzeru. Tiyeni tiyerekezere kusiyana kwawo, kuphatikizika kwa Commission, komanso mphamvu zina ndi zofooka zina.

Pang'ono pa makampani anzeru komanso osintha

Poyamba, onse anzeru komanso kusintha akuwoneka kuti akupereka ntchito zofananira. Komabe, adapangidwira zolinga zosiyanasiyana.

WISE

The Wanzeru service is focused on providing cheap international money transfers. The platform positions itself as a fast, simple and modern way of translations for advanced people. Although the company has expanded its range of services over time, most people still use it exclusively for interbank payments in different currencies.

Tsambalo limakupatsaninso kuti musinthe ndalama, landirani ndalama ndikugula m'malo ogulitsira pa intaneti. Anthu onse komanso mabungwe azamalamulo amatha kupanga akaunti.

Algorithm pakugwira ntchito ndi ntchito ndi yosavuta. Kuti musinthe, mwachitsanzo, PLN yanzeru ya PLN yosinthira, muyenera kusintha ndalama ku khadi yanu ku akaunti yanzeru. Kenako ntchito kusinthana ndalama pamsika wa misika ndikulumikiza ndi kusamutsa komwe kumapita mbali ina. Pambuyo pake, ndalama zimapita ku akaunti ya wolandila.

Kampaniyo idayambitsidwa mu 2011 ndipo kale idayimbidwa. Likulu limapezeka ku UK. Pulatifomu ili ndi mbiri ya kukhala imodzi mwa omwe amabwera kwambiri komanso otsika mtengo kwambiri.

TransferWise (Wanzeru) initially focused on people working overseas. The company's goal was to make sure that people could save on commissions and receive salaries in a currency other than the currency of the country in which they live.

Revolut

Kusintha is a whole internet bank. A well-thought-out system with a wide range of financial services: from currency conversion and money transfers to investments, insurance and financial planning. The service offers a range of services for both individuals and businesses. According to the owners, they aim to create the world's first truly global financial super-enterprise.

Kusintha was originally designed for travelers and international businesses. The main strength of the service is its multi-currency card, which allows you to quickly and super cheaply exchange currency either in the application or when withdrawing currency from an ATM.

Kampaniyo idakhazikitsidwa mu 2015. Ofesi yayikulu ili ku London.

Let's compare Wanzeru and Kusintha according to several criteria.

1. Mawonekedwe a Kutembenuza ndi Kutanthauzira

Getting these services from Wanzeru is somewhat easier. Let's figure it out:

WISE

There are about 60 currencies available in the Wanzeru service. Conversion and translation services require registration.

You can make a transfer in the application or directly on the website. The second option is easier. The site will offer you fields for entering the amount and choosing currencies. The service will immediately calculate the size of the commission, as well as indicate to what date the money will come and how much you will save in comparison with banks. The transfer can be made from your regular card, from a bank account or from a Wanzeru account.

Kusintha

Kusintha allows you to convert and send over 30 currencies. Registration is required for currency exchange and money transfer.

Pali njira zingapo zosinthira EUR ku PLN, komanso kutumiza ndalama ku akaunti ina:

• pamalopo;
• Pogwiritsa ntchito (imodzi mwanjira zosavuta kwambiri);
• at an ATM using a Kusintha card.

As mentioned above, the Kusintha card is one of the company's strongest points. It is multicurrency, and therefore allows you to immediately transfer money from one currency to another with a lower commission.

2. Kuyamba ndikutsegula akaunti yanu

Si aliyense amene angayambe kugwira ntchito ndi mawebusayiti:

Kupezeka Kwa Dziko

Wanzeru services are available in over 60 countries. Including in Poland and Russia - citizens of these countries can freely open a Wanzeru account. But not everyone can order a Wanzeru card. It is available only to citizens of the EEA countries (including Poland), Great Britain, Switzerland, Australia, New Zealand, Singapore, Japan and the United States.

Nzika zokha za m'maiko ambiri ku Europe, Canada, Singapore, Switzerland, Japan ndi USA ikhoza kutsegula akaunti ndi kusinthana. Okhalamo omwe mayiko omwe alembedwapo amatha kulandira khadi yosinthira. Ntchitoyi siyipezeka ku Russia.

Kutsegula akaunti ndi yaulere.

Kuyambira Ntchito

Kuti mupange akaunti mwanzeru, mumangoyenera kulowa makalata anu. Tsambalo limaperekanso kuti mutsitse pulogalamuyi kapena kulembetsa kudzera pa Facebook, Google Akaunti ndi ID ya Apple. Makina ophatikizidwa amapezeka ku Russia, Chingerezi, Chipolishi ndi zilankhulo zina. Dziko ndi zilankhulo zitha kusankhidwa kuchokera ku menyu pansi.

Pulatifomu yosinthira imapereka zosankha ziwiri: mwina sankhani nambala ya QR ndikupeza ulalo wa pulogalamu ya foni, kapena kulembetsa patsamba lafoni popereka nambala yanu ya foni. Palibe mawonekedwe ku Russia - Chingerezi chokha, Chipolishi ndi zilankhulo zina. Dziko ndi zilankhulo zitha kusankhidwa kuchokera ku menyu pansi.

Mtengo wotsika mtengo ku PLN Kusinthana Popanda Ndalama Zobisika

Kodi mumadziwa kuti mutha kutsegula akaunti ya multicurrency momwe mungasungire ndalama zambiri, monga EUR ndi PLN pakati pa ena, ndikusintha EUR yanu kukhala PLN kapena PLN yanu kukhala EUR nthawi iliyonse ndikudina pang'ono komanso ena otsika kwambiri chindapusa?

Kulembetsa kwaulere

Kutsegula akaunti ndi yaulere. However, when registering, you will be prompted to choose one of several types of accounts:

• Muyezo (muyezo). Mfulu. Ili ndi zoperewera zingapo zogwirizira, koma zimakupatsani mwayi wosinthitsa ndalama kunja.
• Kuphatikiza (kuphatikiza). Mtengo wake ndi $ 2.99 pamwezi.
• Ndalama. Mtengo £ 6.99 pamwezi.
• Zitsulo (chitsulo). Kupezeka kwa $ 12.99 pamwezi.

Pakadali pano, mutha kupanga ndalama kusinthitsa ndi akaunti yaulere yaulere. Komabe, kampaniyo imatha kusintha mawu nthawi iliyonse.

3. Kusinthanitsa ndi Ndalama

Ndipo apa anzeru akuwoneka osavuta komanso opindulitsa:

Wanzeru

One of the main advantages of Wanzeru is low commissions, average for the market. No additional service markup. Currency exchange rates are charged here from 0.24% to 3.69%. The percentage depends on the type of transfer. There are three of them:

• Kutanthauzira kosavuta. Tumizani ndi kulipira pa intaneti kuchokera ku akaunti yanu ndi banki ina. Ngati mungatembenuke 1000 Euro ku Zlotys, Commission idzakhala 6.28 ma euro.
• Translation at a reduced price. Available when transferring from a Wanzeru account. For the transferred 1000 euros, converted into zlotys, the service will take only 5.09 euros for itself.
• Mwachangu. Imakupatsani mwayi wosinthana kuchokera ku Debit kapena kirediti kadi. Mukasamutsa 1000 Euro ku PLN, mudzaimbidwa mlandu 9.15 euro.

Malipiro onse ndi ochepa ndipo amawonekera kwathunthu. Komabe, kuchuluka komwe muyenera kulipira kumatengera dziko lomwe muli nalo komanso ndalama. Mwamwayi, tsambali lili ndi calturtor yowerengera lomwe lidzakupatsani mwayi kudziwa kuchuluka kwa zomwe muyenera kulipira.

Kusintha

From Monday to Friday, Kusintha, like Wanzeru, charges a mid-market commission at no extra charge.

Komabe, kumapeto kwa sabata, ntchito imagwira ntchito ya 0,5-1.5% ku ndalama zonse. Kuphatikiza euro ndi poland zloty.

Kuphatikiza apo, chifukwa cha ndalama zomwe zimasinthidwa mkati mwa eurozone, tsambalo limayimba 0,5% pazambiri zomwe zimaposa $ 5,000 pamwezi. Komabe, kusinthika konse komwe kumatsika kumene kudzakhala kwaulere. Pakusintha kunja kwa eurozone (kuphedwa), ndalama zomwe zingagulitsidwe zapadziko lonse lapansi zitha kugwira ntchito. Silipiridwa ndi ntchito yomweyo, koma ndi oyikika.

Chifukwa chake tikulimbikitsidwa kuti muwone ndalama zomwe mungakwaniritse ndalamazo mu pulogalamuyi musanasinthe chilichonse.

4. Njira zotumizira ndalama

Apa mikhalidwe ili yofanana:

Wanzeru

With Wise, you can send money either from your bank account or from a multi-currency account in the Wanzeru service itself.

Poyamba, kugwiritsa ntchito kirediti kadi / ngongole, kusamutsa banki kapena kuwaza.

Kulandira ndalama kumatha kutenga kuchokera kwa mphindi zochepa mpaka masiku angapo.

Kusintha

Kusintha allows you to send money to another Kusintha user as well as to any bank account.

Poyamba, mutha kusamutsira ndalama mofulumira kuchokera ku pulogalamuyi. Ndikokwanira kuwonetsa nambala yafoni ya wolandirayo. Kusintha kudzachitika nthawi yomweyo.

Mlandu wachiwiri, ndikofunikira kuwonetsa tsatanetsatane wa wolandirayo (minda yolingana idzaperekedwa mu ntchito ya ntchito). Kuthamanga kwa kulandira ndalama kumadalira banki inayake. Nthawi zambiri amafika masana. Nthawi zina, nthawi imatha kukhala masiku angapo.

Mabaibulo amasintha kuposa mwanzeru. Komabe, anzeru amathandizira ndalama zambiri pankhani ya kusamutsidwa padziko lonse lapansi. Kuponya zloty zloty kumathandizira zonse ziwiri.

Kufotokozera mwachidule: zabwino ndi zowawa

Anzeru apambana pazinthu zambiri. Ikufulumira kulembetsa apa, ndikosavuta kupanga matanthauzidwe ndipo palibe mikhalidwe yotereyi monga kusintha. Tiyeni timve zokhala bwino:

Ubwino ndi Wosasamala

• kupezeka ku Russia (ndipo mu 50hi mayiko ena padziko lapansi);
• Ntchito yamtunda wopanda ntchito yowonjezera;
• njira yosavuta yomasulira tsamba la webusayiti;
• zowoneka bwino.

• magwiridwe antchito (akaunti yodutsa ndalama yokha ndikusintha).

Ubwino ndi Consumit

• magwiridwe antchito osiyanasiyana;
• Ntchito yamtunda wopanda ntchito yowonjezera;
• Kubwezeretsanso ku banki.

• osapezeka ku Russia komanso m'maiko ena ambiri kunja kwa Europe;
• Magwiridwe ochepa ndi pulani yaulere;
• Khoma lowonjezera kumapeto kwa sabata;
• Commission yowonjezera yosamutsa imaposa $ 5,000 pamwezi;

Zosankha za EUR ku PLN: Kusamutsidwa kapena kusintha?

Ngati mukukonzekera kuchita kumasulira kwa nthawi ya nthawi, ndibwino kuti muone bwino. Nthawi zambiri, kugwiritsa ntchito nsanjayi ndikotsika mtengo ngati mungasamukire ndalama ku akaunti ina kapena kwa munthu wina. Makamaka ngati wolandirayo ali kunja kwa Europe.

Ngati ndinu eni bizinesi, yendani kwambiri komanso mtsogolo mumafuna ntchito zina zokhudzana ndi banki, timalimbikitsa kuti mumvere kusinthasintha kusintha. Makamaka pa khadi yawo yambiri.

Nthawi Zambiri Mafunso

Kodi ndi mfundo ziti zofunika kuti fanizo posankha pakati pa kusankha pakati pa anzeru ndi kusintha kwa EUR kuti mutembenuze ma pun?

Poyerekeza anzeru ndi kusintha kwa ma pun otembenuka, lingalirani za mitengo yosinthana, mitengo yosinthira, imatha kugwiritsa ntchito ndalama zowonjezera ndalama zambiri komanso kugwiritsa ntchito mafinya.