Lapho okudingeka exchange euro zlotys ngenkathi uvakasha?

Ezokuvakasha ePoland zithandwa kakhulu phakathi kwabathandi bokuhamba. Izivakashi ezinikezwa yiPoland ziyehluka kakhulu futhi wonke umuntu uzothola okuthile okumangazayo ngokwawo. Kuyadingeka impela ukubona izinto ezisedolobheni futhi ngaphandle komuzi, izikhumbuzo zomlando kanye nobuciko bemvelo.

Ukuze uthole uhambo olunethezekile, udinga ukuba nezinqolobane zezezimali ezizokuvumela ukuba uhambele uhambo, ujwayelane nokudla kwendabuko futhi uthenge izikhumbuzo zabangane. Ngakho-ke, ngaphambi kokuya ePoland, funda konke mayelana nemali ye-Zloty nezindlela zokushintshana.

Kusukela ngo-1994 lwemali esemthethweni Poland iyona zloty. Isimo ayikashintshi ngisho nangemva ukubusa wezwe European Union. Ekuqaleni, umnotho yasePoland akazange nezidingo-European Central Bank, bese nabasePoland wanquma ukuthi kwakungakabi inzuzo ngabo ukushintshela euro.

Kwegazi yilezi:

• Yemaphepha e namahlelo 10, 20, 50, 100, 200 kanye zemali 1, 2, 5 zloty;
• Izinhlamvu zemali e namahlelo 1, 2, 5, 10, 20 no-50 groszy.

Zonke izintengo ePoland akhonjiswa e zloty (ZL). Omunye zloty ilingana 100 grosz.

umnotho wezwe uzinzile ngempela, ngakho azikho abukhali exchange rate kuzuba, nezincane iyehla iyenyuka imizwa kubhekwa njengento evamile. Okukhishiwe ngezimpelasonto, ngamaholidi kanye nobusuku lapho zloty bangathengisa kufika 20% ngaphezulu.

Uphi ibe nenzuzo ukushintshashintsha euro zlotys

EPoland, exchange angaphandle imisebenzi kungaba kwenziwe amabhange, amahhovisi exchange yangasese Kantor (cantors). Awekho amadokhumenti ayadingeka exchange. Lokhu abakwenzayo akukho semthethweni futhi iyingozi ushintsho zloty ngabanye yangasese, ngoba izigebengu ngokuvamile kakhulu bethola kule ndawo.

ngokuzithandela Iningi ukushintsha euro, njengoba kuyintando lwemali European Union. Ngaphezu kwalokho ukuthandwa kukhona dollar kanye nezinye imali yamaphepha. Cishe noma yimuphi lwemali kungenziwa umklomelo amabhange, kodwa cantors ngokuvamile kungagcini ezimbalwa kakhulu inzuzo noma ethandwa exchange zezimali.

Kukhona cantors eziteshini zezitimela, e ethandwa izivakashi izindawo, ethenga izikhungo, kanye eziningi uchungechunge ezinkulu. Basebenza amahora 9-10 ukuze 17-18. Kantors zivaliwe ku amaSonto kanye namaholide omphakathi. Nokho, kukhona labo umsebenzi ubusuku nemini. Iphakamisa izinga lokushintshisana ebusuku nangezimpelasonto, sibambe nokungabikhona kokuncintisana.

Cantors zivame bakhangwa ngesilinganiso inzuzo, okumelelwe inani elikhulu abavelele ekude. Nokho, ngaphambi exchange, njalo kudingeka ukucacisa: ngesilinganiso noma ukuthengisa lwemali kuboniswa ebhodini ukukhangisa, kungakhathaliseki ukuthi kukhona imikhawulo nenani exchange. Iqiniso liwukuthi abanye kwabebhange Okuyimfihlo zobuqili abonisa izinga ukudayiswa, hhayi izinga lokuthenga, noma ushintshe nengcosana ngesilinganiso ezingenawo la mathuba.

Yini lwemali kungcono ukuya ePoland nge

Uma sikhuluma isihambi, khona-ke kufanele abe supply elincane zlotys phambi abangeni kuleli zwe. Polish ezisebenzini zasemingceleni angacela ubuncane PLN 300 umuntu ngamunye uma isikhathi sokuhamba kulinganiselwa kuyinto izinsuku ezintathu. Amakhadi asebhange ezibhekwa kuphela uma i-up-to-date isitatimende sasebhange ngophawu ezimanzi uvezwa kanye nabo.

Nalapha futhi, uma umuntu ehamba, futhi ongenalo bukhoma ePoland ngokugcwele, kuba inzuzo ukuthatha euro noma dollar naye ku lolo hambo kuphela uma izivakashi uthola iholo kwesinye salezi zezimali. Kungenjalo, exchange okumbaxambili ukudla ingxenye izimali. Kunoma yikuphi, ngaso sonke isikhathi kufanele sibheke amanani zamanje ngaphambi kokuhamba abale inzuzo kungenzeka noma ukulahlekelwa ku ukushintshana double.

Omunye umqondo omuhle ukuze uthole i-akhawunti multi-lwemali, futhi exchange Euro Polish Zlotys noma aseMelika Polish Zlotys ngaphambi kokuhamba, noma nini lapho izinga lokushintshisana kuyinto elula, futhi ke ukuchitha e imali yezwe ekulo kuphela, lisekhona, ngaphandle Imali eyengeziwe .

Kuhle multi-lwemali namakhadi wendawo PLN izindleko:

• TransferWise borderless akhawunti
  
• Revolut multi-lwemali ikhadi
  

Amakhadi asebhange: ukuthatha noma kungenzeki

abahambi abaningi bakhathazekile kakhulu ngokungaziniki ngemali eningi onayo nabo uthanda debit noma credit cards. Kuyinto elula ngempela futhi zesimanje, kodwa udinga ukuthola kusengaphambili ku ebhange lakho ukuthi ikhadi uzonikezwa phesheya. Ngaphezu kwalokho, kudingeka uqonde ukuthi imisebenzi yasebhange kwelinye izwe ukukhishwa ukulahlekelwa ethile.

Lapho ukukhokha nge ikhadi ehhotela, ukuyothenga isikhungo noma kwenye indawo, kabili nokuguqulwa futhi kwenzeka. Kulokhu, izinga yasebhange isetshenziswa, futhi ngokuvamile kakhulu i ikhomishana ezengeziwe sithathwa ukuguqulwa.

Ukuphuma imali ATM futhi kufaka ukuguqulwa kabili kanye ikhomishana ezingeziwe mayelana 3% (kuye ngokuthi izimo we-akhawunti) ngoba cashing baphume kwelinye izwe. ATM Polish ukukhipha zloty futhi kakhulu kuyaqabukela euro ngaphandle kwezinkinga.

I-EUR eshibhe kakhulu yokushintshaniswa kwe-PLN ngaphandle kwezimali ezifihliwe

Bewazi ukuthi ungavula kalula i-akhawunti yemali eningi ongabamba kuyo izimali eziningi, njenge-EUR ne-PLN phakathi kwezinye, bese uguqula i-EUR yakho ibe yi-PLN noma i-PLN yakho ibe yi-EUR nganoma isiphi isikhathi ngokuchofoza okumbalwa futhi okunye okuphansi kakhulu emhlabeni imali?

Ukubhaliswa kwamahhala

Libuye kokukhuluma kuwufanele ukuthi ezingeni zomthetho ePoland, nokusakazwa zezimali ngaphandle kazwelonke akuvunyelwe. Ungathola intengo amathegi euro, kodwa kusadingeka kwenkokhelo zlotys. Kuphela kwezinye izindawo bangaba euro yamukelwe, kodwa lokhu kunalokho okuhlukile ngokuqondene nalo mthetho.

zezimali

Uma Kuyaphuthuma ethile ePoland, izihlobo noma abangane bakho bazokwazi uthumele euro noma zamadola. Kunezindlela eziningana ongakhetha kuzona kanjani ungenza ukudluliselwa onjalo ePoland kusuka kwelinye izwe. Lokhu kungaba ukudluliswa interbank, usebenzisa uhlelo ezikhethekile ukuthi akudingi i-akhawunti yasebhange, noma ngokusebenzisa izinkokhelo electronic.

Eminyakeni emibili ongakhetha abhekwa elula. Ijubane imali ukulethwa kusuka imizuzu embalwa ngosuku olulodwa. Uma translation oyokwenziwa usebenzisa izinhlelo international, ulwazi bese ezinemininingwane ingatholakala kwi-website esemthethweni yalezi zinkampani.

Ukuze uthumele imali usebenzisa izinhlaba inkokhelo, nomamukeli kufanele babe nokuthenga isikhwama kuleli nani. Ungenza ngisho Ukudluliselwa enjalo khukhwini wakho.

Kumele kukhunjulwe ukuthi zonke Okukhethwa kokudluliswa kukhona yesikhathi esisodwa noma imikhawulo nsuku zonke ku lemali yokudlulisa. Ungase futhi ucacise ulwazi oluthe xaxa lokhu olusemthethweni isisetshenziswa Inthanethi.

Izikhungo zemali ePoland

Manje kubalulekile ukuthi inkonzo ebhange ukhululekile. Kunezinhlobo ezimbili eziyinhloko lula nemingcele:

1. Ikhono ukuvula i-akhawunti ngowesinye isizwe;
2. Ukutholakala Internet Banking.

Cishe zonke amabhange Polish sihlinzeke izinhlelo yasebhange ku-intanethi kanye nomsebenzi ngokuchema nabantu bakwamanye amazwe. Kuphela izimo ama-akhawunti ukuvulwa kanye namakhadi kuhluke.

Ngokwesibonelo, uma kudingeka imali yokudlulisa ke udinga ukhombise inombolo ye-akhawunti. Futhi ikhadi kuyindlela nje ukufinyelela ku-akhawunti. Kungaba khona amakhadi ambalwa ku-akhawunti eyodwa noma eyodwa yama-akhawunti amaningi.

Zonke amabhange ePoland amawofisi Warsaw. amagatsha Amazwi abo ayehambisana zavula kweminye imizi yezwe. Lezi zikhungo ezilandelayo zezimali usebenza e Poland:

• Millennium;
  
• Pekao Bank;
  
• PKO Bank;
  
• Santander;
  
• Alior Bank;
  
• BNP Paribas;
  
• Ikhredithi Agricole Bank Polska;
  
• Bank Handlowy (Citi) nabanye.
  

Amabhange ukunikela izimo ikhange nakakhulu ngaphakathi Poland, ngenkathi phesheya kukhona yamanani ezingenawo la mathuba.

Efingqa, singasho ukuthi namuhla zlotys futhi amapeni ziya circulating ePoland, ke ngeke umsebenzi lokuhola imali kwenye lwemali.

A kahle exchange rate is olunikezwa cantors, okuyinto ayatholakala zonke esiteshini sesitimela futhi ezindaweni lokuhlushwa enkulu izivakashi.

Ngo amahhovisi exchange, ungakwazi ukuguqula ethandwa kakhulu zezimali: euro kanye dollar. Okunye imali yamaphepha kungenziwa kuphela benana at amabhange.

Uma ukukhokha nge ikhadi lasebhange, i ikhomishana ezengeziwe ungase ukhokhiswe, lwemali is iguqulwe ngesilinganiso ebhange. Ngakho-ke, ungase uyishintshe euro zlotys kokubili ngaphambi kokuqala uhambo futhi phakathi nayo. Into eyinhloko ukukhumbula ukuthi abukho ezingaphezu kuka-10 eziyinkulungwane euro umuntu ngamunye kungenziwa amazwe zibe Poland ekhadini, ngaphandle kwalokho ngeke nibe ukugcwalisa isimemezelo.

Imibuzo Ebuzwa Njalo

Yiziphi izimo ezisemqoka lapho isihambi kufanele sicabangele ukushintshana ama-euro ama-zlotys ngenkathi esePoland?

Abahambi kufanele bacabangele ukushintshanisa ama-euro ama-zlotys ngokuthengiselana kwasekuqaleni lapho amakhadi kungenzeka angamukelwa khona, njengasezitolo ezincane, izimakethe zasendaweni, noma ezinsizakalweni zokuhamba. Kuyasiza futhi ukuthi ama-zlotys wezindawo ezinikela ngamanani amahle kakhudlwana wokuthengiselana kwemali.